1. What is "FPS"?

"FPS" is the acronym for Faster Payment System, which is a system launched by the Hong Kong Monetary Authority (HKMA). Through FPS, you can make transfers and payments to accounts at local banks and Stored Value Facilities ("SVF") accounts, 24 hours a day, seven days a week in real-time. If your payee has already registered his / her mobile number or email address with his / her account at the receiving bank / institution (such as SVF Operator), you can make payments to the payee by using his / her mobile number or email address (depending on payee's registered information) to identify the payee's account.

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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!