Unless otherwise specified, Smart Account/Payment Account Gift Points will expire in 1 year.

In addition, the maximum retention period for Gift Points for BOC Visa Infinite Card and BOC CUP Dual Currency Diamond Card is up to 3 years. The maximum retention period for Gift Points for BOC World MasterCard, BOC Visa Signature Card and BOC Platinum Card type is up to 2 years. The maximum retention period for Gift Points for other card types is up to 1 year.

The retention period of your Gift Points can be enquired via but not limited to BoC Pay or BOCHK Personal Mobile Banking.