13. Does the "Offset Spending with Gift Points" service instantly deduct or offset the transaction amount?

The amount offset by "Offset Spending with Gift Points" service will be posted into the customer's credit card or Smart / Payment Account (depending on which account has been selected as the master account) within 3 working days after completion. For BOC Dual Currency Card, records of transaction and that of the service may differ, and may be shown on different monthly statements due to different cut-off dates of the credit card.

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