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15. Who can I contact if I have questions about the "Offset Spending with Gift Points" service?

If you are a credit card customer, please call our Credit Card Customer Services Hotline on (852) 2853 8828. If you are a Smart Account / Payment Account customer, please call BOCHK Personal Customer Service Hotline on (852) 3988 2388.

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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!