Method 1: With "Scan" function
- Click the "Scan" tab at the bottom (or enter via "Scan to Pay" in the Menu).
- Scan the UnionPay QR code provided by the merchant.
- Enter the payment amount (if necessary).
- Select "Offset with Points" on the payment details page.
- Enter payment passcode or use biometric authentication.
- Payment and Offset Spending with Points completed.
Method 2: With "QR Pay" function
- Click the "QR Pay" tab at the bottom (or enter via "QR Code Payment" in the Menu).
- Enter payment passcode or use biometric authentication.
- Present the QR code to the merchant.
- Payment completed. Select "Offset with Points".
- Confirm to use "Offset with Points".
- Offset Spending with Points completed.
Method 3: With "Transaction Records" function
- Select "Transaction Records" under "My Account" in the Menu.
- Select a merchant transaction settled in Hong Kong Dollars with marking of "Offset Now" (Smart tips: You can offset a transaction that "Offset with Gift Points" has not been used within 7 days
). - Click " Offset with Points" and confirm the offset details.
- Enter payment passcode or use biometric authentication.
- Offset Spending with Points completed.