4. Is "Year of Cardholding Offer" applicable to Gift eVoucher redemption?

Yes, the "Year of Cardholding Offer" applies. The offer entitled by Credit Cardholders is based on the longest held BOC Credit Card. If you only have a Smart / Payment Account and without a credit card, you will not be eligible for the "Year of Cardholding Offer".

Enjoy Offers
BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!