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Join Private Wealth to
enjoy the welcome rewards of
up to HK$91,000^^
Welcome offers

Total Relationship Balance Growth Reward and Wealth Product Reward(1)

up to HK$12,888
Customers who have newly taken up or upgraded to Private Wealth Banking Serviceii of Bank of China (Hong Kong) Limited during the promotion periodi, can enjoy up to HK$12,888 Free Spending Credit upon fulfilment of all the requirements below:
  1. Prior to 31 March 2024, customers have to maintain:
    • A valid BOCHK Mobile Banking account; and
    • A valid “Questionnaire on Investment Preference” or complete “Financial Needs Analysis”
  2. Achieve the designated amount of “Total Relationship Balance” growthiii in the next month after successful designated account opening / upgrading, and maintain the designated amount of “Total Relationship Balance” growth for the subsequent 3 months upon the successful designated account opening / upgrading monthiv.
  3. Private Wealth customers who are entitled to Total Relationship Balance Growth Reward can also enjoy Wealth Product Reward upon fulfillment of all the requirements below:
    • Conduct below transactions (“Eligible Transactions”) in the account opening / upgrading month and the subsequent month with designated aggregate amount.
    • Fund Subscription (excluding investment fund transactions with subscription fee below 1% / subscription of money market funds / switching transactions of investment funds / Monthly Funds Savings Plan / transactions made via “Smart Invest”); OR
    • Equity Linked Investment Products; OR
    • Third Party Structured Note linked to Equity*; OR
    • Corporate Bonds Subscription* (excluding bonds issued by the HKSAR Government / bonds issued by entities or organizations that are wholly owned by the HKSAR Government / sovereign bonds issued by the Central People’s Government / bonds issued by policy banks of the People’s Republic of China; OR
    • Buying Hong Kong stocks, A shares and US stocks (excluding Monthly Stocks Savings Plan and IPO subscription).
Aggregate Amount of Eligible Transactions (HKD equivalent) Free Spending Credit
HK$1,000,000 or above HK$2,000
HK$500,000 - Below HK1,000,000 HK$500

Remarks: Wealth Product Reward is not applicable to joint-name accounts. Eligible Transactions are determined by the transaction date and/or filled order completion date. For non-Hong Kong dollar denominated transactions, the transaction amount will be converted into Hong Kong dollar at the exchange rate determined by BOCHK. The relevant transaction amount shall be determined by the Bank.

* Third Party Structured Note linked to Equity and Corporate Bonds are only for Private Wealth Professional Investor customers.

Total Relationship Balance Growth Amount

Comparing to the next month’s Total Relationship Balance after the successful account opening or upgrading month to the Total Relationship Balance of December 2023

Total Relationship Balance Reward
BOC Credit Card Free Spending Credit
HK$8,000,000 or above HK$10,888

Designated Investment Products Transaction Rewards

Up to HK$45,888**

** Assuming that the customer fulfills the designated requirements and submits a new fund-in amount of HK$17,000,000. The amount of rewards received by the customer may vary depending on the customer’s actual new fund-in amount and investment strategies. Designated products include but are not limited to Equity Linked Investment Products or Third Party Structure Note linked to Equity or Corporate Bonds or Securities. Third Party Structured Note Linked to Equity and Corporate Bonds are only for Private Wealth Professional Investor customer. Please refer to below Designated Investment Products Transaction Rewards for relevant offers and details.

Designated Investment Products Transactions Rewards

Transactions of below Designated Investment Products Rewards of up to HK$45,888**.

Equity Linked Investment Products / Third Party Structured Note linked to Equity / Corporate Bonds(6)

  • Cash reward of subscribing Equity Linked Investment Products / Third Party Structured Note linked to Equity+ / Corporate Bonds+
    up to HK$30,888 (For each investment product)(6a) (Customers should have registered to use the e-Statements / e-Advices of investment products).
  • Promotion period: From 1 January 2024 to 31 March 2024 (both dates inclusive).

+ Third Party Structured Note Linked to Equity and Corporate Bond are only for Private Wealth Professional Investor customers.

Fund

  • New investment fund customers# can enjoy 0% subscription fee on the first investment fund subscription made via BOCHK Mobile Banking^, Internet Banking or Branches, and the cap of Fund Subscription Fee Reduction is HK$20,000(6b).
  • During the promotion period, customers can enjoy 0.01% subscription fee offer upon setting up a new Monthly Funds Savings Plan##,(6g) via Internet Banking or branches.
  • Customers are entitled to enjoy HK$1,000 reward for every HK$200,000 (or equivalent) transfer-in of Investment Fund. The maximum amount of transfer-in reward is HK$20,000(6h).
  • Promotion period: From 2 January 2024 to 30 March 2024 (both dates inclusive).

^ Not applicable to investment fund transactions made via “Smart Invest”.

# New investment fund customers refer to Personal customers of BOCHK i) who did not have any investment fund holdings and transactions from 1 January 2023 to 31 December 2023, or ii) who open their BOCHK Funds accounts on or after 1 January 2024.

## This offer is only applicable for setting up a new “Monthly Funds Savings Plan” via Internet Banking or branches (except Fidelity Investment Funds), and the maximum monthly contribution amount is HK$50,000 (or equivalent).

Securities

  • Successfully open new securities account to enjoy first 3 months $0 brokerage fee for buying HK Stocks, A Shares(6c) and US Stocks(6d).
  • Unlimited $0 brokerage fee offer(6e) for odd lot selling.
  • Deposit HK Stocks or A Shares via Central Clearing and Settlement System (CCASS) to enjoy up to HK$15,000 cash reward(6f).

Exclusive Privileges for New Payroll Customers:

HK$888 Payroll Mobile Double Reward and up to HK$26,288 Exclusive Product Offers(4)

Enjoy HK$888 Payroll Mobile Double Reward(4b),^ and up to HK$26,288 Exclusive Product Offers and so on upon successful registration and use of Payroll Account!

1st Reward: HK$600 Payroll Mobile Reward
Register & Use BOCHK Payroll Account Complete any two of the designated transactions on Mobile^^
Register Payroll Account
via Mobile Banking
Securities
FX
Time Deposit
= HK$600
Online Life
Insurance+
Tax Season
Loan
Credit Card
/Binding
Register Payroll Account via Mobile Banking
Securities
FX
Time Deposit
Online Life
Insurance+
Tax Season
Loan
Credit Card
/Binding
HK$600
2nd Reward: Enjoy up to HK$288 Payroll Mobile Extra Reward by continuously receiving salary via Payroll Account

^Up to HK$888 Payroll Mobile Double Reward will be credited as BOC Credit Card Free Spending Credit.

^^Complete any two of the following items via the BOCHK mobile banking: (1)Register for Payroll Account via BOCHK Mobile Banking (2)Buying/Selling Stocks (3)Foreign Currency Exchange (4)Placing Time Deposit (5)Successfully enroll in BOC Life Deferred Annuity Plan (Fixed Term) (underwritten by BOC Group Life Assurance Company Limited)xii,** (6)Successfully submit the application for BOC Express Cash Instalment Loan - Tax Season Loan (7)Successfully granted with BOC Cheers Card or BOC Chill Card (8)Successfully set BOCHK account as Default Account or register BoC Pay by binding BOCHK Smart Account / BOC Dual Currency Credit Card

+BOC Life Deferred Annuity Plan (Fixed Term) (Apply via mobile banking)(underwritten by BOC Group Life Assurance Company Limited)

Payroll Account Privileges
Securities Brokerage Fee offer Exclusive Rewards Smart Invest
New / Existing Securities Account buying HK Stocks, A Shares and US Stocks 6 months $0 brokerage fee offer#, (4d), (4e) Payroll customer who apply BOC Express Cash Instalment Loan can enjoy preferential ratexvi and up to HK$23,888 cash rebate#,(4f)

Up to HK2,300(4c)Reward of Foreign Currency Exchange
0% fund subscription fee without a subscription amount cap on the first investment fund subscription made via Smart Invest vii,(4g) & HK$100 Reward for new customers (4h)

# New Securities Account can enjoy first 6 months $0 brokerage fee offer for buying stocks. Existing Securities Account can enjoy $0 brokerage fee offer for buying stocks from 1 April 2024 to 30 September 2024.

* Only applicable to eligible payroll customers who fulfil designated requirements, please refer to relevant Terms and Conditions for details.

100-day HKD Savings Deposits Offer. Preferential interest rate up to 3.2% p.a.(3a)

New Private Wealth customers can enjoy preferential HKD savings deposits interest rate within the first 100 days upon successful account opening.

Deposits Balance (HKD) Interest Rate (p.a)
Below HK$500,000 2.6%
HK$500,000 – below HK$2,000,000 2.9%
HK2,000,000 or above 3.2%

Example: Eligible customers who deposit HK$2,000,000 on account opening day and maintain for the first 100 days, can earn around HK$17,534 interest.

Note : The Offer applies to single name accounts only. Interest is calculated on a daily basis and each account is counted separately.

Private Wealth Referral Program(11)

Enjoy Referral Rewards of up to HK$4,888 BOC Credit Card Free Spending Credit every time you have successfully referred a family or friend to join Private Wealth during the promotion periodi!

Referral Requirements BOC Credit Card Free Spending Credit
For 1 successful referral HK$3,888 each
For 2 or above successful referrals HK$4,888 each

The more you refer, the more you earn! No referral limit!

Referrer Requirement At the time of referral, the Referrer should have taken up Private Wealth, Wealth Management, Enrich Banking, i-Free Banking service or Private Banking service with BOCHK
Referee Newly take up Private Wealth service Achieve the Total Relationship Balance of HK$8,000,000 or aboveiii in the next month after the successful Private Wealth account opening, and maintain for the subsequent 3 months upon the successful account opening monthiv
Upgrade to Private Wealth service Achieve the Total Relationship Balance of HK$8,000,000 or aboveiii & the Total Relationship Balance growth amount at HK$3,000,000 or above in the next month after successful Private Wealth account upgrading, and maintain for the subsequent 3 months upon the successful account upgrading monthiv

Additional Year-Round Referral Reward

  • Enjoy the Additional Year-Round Referral Reward of HK$1,888 BOC Credit Card Free Spending Credit in one-off basis once you have successfully referred 5 or above family or friend to join Private Wealth in 2024.
  • The Eligible Referrer can only enjoy the Additional Year-Round Referral Reward once.
Unparalleled privileges of Private Wealth
Dedicated team of professionals, all-encompassing coverage

Your dedicated team of professionals will always be by your side, ready to plan ahead for your early as possible, helping to maximize your wealth.

RM Chat is here for you whenever you need

Through RM Chat in the BOCHK Mobile Banking, you can connect with your dedicated Relationship Manager and service team by text or voice messages, whichever you prefer.

Opportunities are within reach with insightful wealth stewardship

With a variety of wealth management products and deep understanding of you and your family’s financial goals, Private Wealth helps you overcome any time or geographical constraints to make endeavor for greater potential returns and possibilities.

International financial partners help you reach beyond borders

With our proximity to the Bank of China headquarters, we help you manage your assets seamlessly through our global network and dynamic services, bringing you an international perspective coupled with a diversified offering that stretches beyond expectation.

Enjoy the very essence of life

We have prepared a series of extraordinary products and offers exclusive to Private Wealth customers. No matter where life takes you, you will always be at the centre of the exquisite world of Private Wealth.

Simplicity is at the heart of your seamless experience

Our tailored wealth management experience is designed to fit into your lifestyle. With the thoughtful banking services and exclusive offers that meet your specific needs, we make your investment journey with us seamless, so you do not have to press pause.

Dedicated team of professionals, all-encompassing coverage

Your dedicated team of professionals will always be by your side, ready to plan ahead for your early as possible, helping to maximize your wealth.

RM Chat is here for you whenever you need

Through RM Chat in the BOCHK Mobile Banking, you can connect with your dedicated Relationship Manager and service team by text or voice messages, whichever you prefer.

Opportunities are within reach with insightful wealth stewardship

With a variety of wealth management products and deep understanding of you and your family’s financial goals, Private Wealth helps you overcome any time or geographical constraints to make endeavor for greater potential returns and possibilities.

International financial partners help you reach beyond borders

With our proximity to the Bank of China headquarters, we help you manage your assets seamlessly through our global network and dynamic services, bringing you an international perspective coupled with a diversified offering that stretches beyond expectation.

Enjoy the very essence of life

We have prepared a series of extraordinary products and offers exclusive to Private Wealth customers. No matter where life takes you, you will always be at the centre of the exquisite world of Private Wealth.

Simplicity is at the heart of your seamless experience

Our tailored wealth management experience is designed to fit into your lifestyle. With the thoughtful banking services and exclusive offers that meet your specific needs, we make your investment journey with us seamless, so you do not have to press pause.

Act Now!
Enquiry or make an appointment to open Private Wealth account

(+852) 3988 2188

Call
Mobile Account Opening

Your bank account is ready to go as soon as your mobile application is completed. Allow you to manage payment, savings financial management and insurance 24 hours around the clock.

Learn more

^^ Actual total rewards up to HK$91,452 include “Total Relationship Balance Growth Reward” up to HK$10,888 free spending credit, “Wealth Product Reward” up to HK$2,000, up to HK$26,288 Payroll Account Welcome Rewards, “BOC Cheers Card” welcome offer up to HK$1,500 Cash Rebate, Designated Investment Products Transaction Rewards up to HK$45,888 and up to HK$4,888 for each successful Private Wealth referral.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and store in the BOCHK website within 30 days of submission of account opening request or transaction instruction. Such information may not be available for viewing or downloading after said specified timeframe.