With a variety of wealth management products and a deep understanding of you and your family’s financial goals, Private Wealth helps you overcome
any time or geographical constraints to make endeavor for greater potential returns and possibilities.

The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your capital may increase or reduce due to the purchase or sale of investment products. The value of investment products may go up as well as down and the investment may become valueless. The loss from investment may be equal or greater than the initial investment amount. Return from the investment may change. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. You should undertake your own independent review or seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the relevant risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own financial situation, investment objectives and experiences, tenor for investment and investment knowledge, willingness and ability to accept risk.

^A. BOCHK is the appointed insurance agency of BOC Group Life Assurance Company Limited (“BOC Life”) / China Life Insurance (Overseas) Company Limited (“China Life (Overseas)”) for distribution of life insurance products. The life insurance products are products of BOC Life / China Life (Overseas) but not BOCHK.
B. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved directly between BOC Life / China Life (Overseas)and the customer.

The above products, services and offers are subject to terms and conditions. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and store in the BOCHK website within 30 days of submission of account opening request or transaction instruction. Such information may not be available for viewing or downloading after said specified timeframe.