1. Mobile Account Opening Preferential Time Deposit Interest Rate
1.“Mobile Account Opening Time Deposit” HKD Time Deposit Interest Rate up to 4.8% p.a.
2.“Mobile Account Opening Preferential Time Deposit” HKD / USD / RMB Time Deposit Interest Rate up to 3.4% p.a.
Notes: Offers are subject to terms. The above annual interest rate of preferential time deposit published on 11 October 2022 is for reference only. The actual interest rates will be subject to the quotes by BOCHK from time to time.
Learn more: https://www.bochk.com/dam/more/td/bba/boc_popup_e.html
2. Welcome Offers up to HK$12,700
Customer who opens an account3 successfully via BOCHK Mobile Banking Application during the promotion period1,2 and fulfill all requirements below can enjoy up to HK$100 cash rebate (“Cash Rebate”)
1 Promotion period: 1 November 2022 – 31 December 2022
2 Quota for this Promotion is 4,600, first-come, first served and available while the quota lasts
3 Excluding “QR Account Opening Service” at branch
Customers who have newly taken up or upgraded to Enrich Banking / i-Free Banking Service during the promotion period and fulfill designated requirements below1,2:
1 Until 31 Dec 2022, customer has to maintain a valid BOCHK Mobile Banking account; and a valid BoC Pay account; and a valid “Questionnaire on Investment Preference” or complete “Financial Needs Analysis”.
2 Achieve the following designated amount of “Total Relationship Balance” growth in the next month after successful designated account opening / upgrading, and maintain the designated amount of “Total Relationship Balance” growth for the subsequent 3 months upon the successful designated account opening / upgrading month.
3 New Securities Account can enjoy first 6 months $0 brokerage fee, Existing Securities Account can enjoy $0 brokerage fee from 1 January 2023 to 30 June 2023.
4 BOC Express Cash Instalment Loan- Tax season loan up to HK$3,500 Cash Rebate: Early Bird Reward up to HK$1,000 Cash Rebate (customers should successfully drawdown the loan on or before 30 November 2022 to be eligible to BOC Express Cash Instalment Loan – Tax Season Loan ) + up to HK$2000 to BOC Express Cash Instalment Loan E-Channel Reward Offer + up to HK$500 Payroll Account Reward.
5 Designated Qualifying Deferred Annuity Plan: BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited(“BOC Life”) may also provide a tax deduction.
6 Apply to newly set up Monthly Stocks Savings Plan.
7 Monthly Fund Savings Plan 0.01% Subscription fee offer only applies to customers who subscribe to a new monthly fund savings plan within the promotion period. This offer does not apply to the Fidelity Fund, the Fidelity Fund subscription fee is 0.28%. The maximum monthly fund subscription amount is HK$50,000 (or equivalent foreign currencies).
Total Relationship Balance Growth Reward up to HK$300
+ Mobile Account Opening Extra Reward up to HK$100 + Payroll Service Reward up to HK$12,300
Act Now! Enjoy Welcome Offers of up to HK$12,700!
1.New Customers apply for Chill Card can enjoy up to HK$600 Cash Rebate
2.Existing Customers apply for Chill Card and spend over HK$3,000 can enjoy up to HK$300 Cash Rebate
For Chill Card promotion details, terms and conditions, please visit www.bochk.com/s/a/chill_en
Open new securities account for buying and selling Hong Kong Stocks, China A Shares or US Stocks to enjoy First-4 months of unlimited $0 brokerage fee exclusive securities offer.
The offer is only applicable to “Enrich Banking”/ “iFree Banking” personal banking customers who open new single-name securities accounts and are aged 18 to 35 on the account opening day.
Mobile Banking “Refer Friends” Promotion
Customers of Enrich Banking and i-Free Banking (the “Referrer”) can receive referral rewards up to HK$850 when he or she refers friends, given that the referee successfully inputs the Invitation Code and opens an account. The offers are available on a first-come-first-served basis while stocks last.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Investments involve risks. The above products, services and offers are subject to the relevant terms and conditions.
Please download a backup or retain the relevant terms and conditions for reference within 1 month after service application.
Designated Qualifying Deferred Annuity Plan: BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) may also provide a tax deduction：
The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge. You should undertake your own independent review and seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment.
Risk disclosure of Fund: Fund products or services are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your fund may increase or reduce due to the purchase or sale of investment products. The value of investment funds may go up as well as down and the investment funds may become valueless. Therefore, you may not receive any return from investment funds. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. Investment involves risks. Please refer to the relevant fund offering documents for further details including risk factors. If you have any inquiries on this Risk Disclosure Statement or the nature and risks involved in trading or funds etc, you should seek advice from independent financial adviser.
Trading Risk of Securities Trading： Monthly Stocks Savings Plan is not equivalent to, nor should it be treated as a substitute for, time deposit. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
Risk of Securities Margin Trading： The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. Market conditions may make it impossible to execute contingent orders, such as "stop-loss" or "stop- limit" orders. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.
You are reminded to understand the relevant details, risks, charges and important notes before investing in Shanghai A shares or Shenzhen A shares. For details, please read the “Important Notice of Trading China A Shares and A Shares Margin Trading via Shanghai-Hong Kong Stock Connect and Shenzhen- Hong Kong Stock Connect”in BOCHK’s website or the branch staff of BOCHK.
Important Notice of US Securities： You should fully understand the details, risks, charges and important notice before invest in US securities. You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.
US securities investment services are not applicable to U.S. persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.
Since the server requires regular maintenance services, the system will not be able to provide the trading, fund transfer, checking securities custody and corporate action services at the following time: Hong Kong time Saturday 11:30am – 4:30pm.
Since the server requires additional maintenance services, the system will not be able to provide the trading, fund transfer and corporate action services (enquiry function remains normal) at the following time: Hong Kong time daily 12:45pm – 2:15pm (during Standard Time in the United States- from the first Sunday in November to the second Sunday in March) or 11:45am – 1:15pm (during Daylight Saving Time in the United States- from the second Sunday in March to the first Sunday in November). Risk of Foreign Currency Trading: Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into Hong Kong dollar or other foreign currencies.
RMB Conversion Limitation Risk: RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
This promotion material does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service and it should not be considered as investment advice.
This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.