1. Mobile Account Opening Time Deposit
6 month HKD / USD Time Deposit with preferential interest rate of up to 2%* p.a.
(maximum deposit amount HK$300,000 / US$50,000)
*The above annual interest rate of preferential time deposit published on 20 May 2022 is for reference only. Customers may check the latest rates with BOCHK staff.
2. Welcome Offers up to HK$5,100!
Customers who have newly taken up or upgraded to Enrich Banking / i-Free Banking Service during the promotion period and fulfill designated requirements below1,2:
1 Until 30 June 2022, customer has to maintain a valid BOCHK Mobile Banking account; and a valid BoC Pay account; and a valid “Questionnaire on Investment Preference” or complete “Financial Needs Analysis”.
2 Achieve the following designated amount of “Total Relationship Balance” growth in the next month after successful designated account opening / upgrading, and maintain the designated amount of “Total Relationship Balance” growth for the subsequent 3 months upon the successful designated account opening / upgrading month.
3 If the amount of cash rebate and / or the Coupons reward and / or the Free Spending Credit is in excess of 1% of the mortgage loan amount, it is required to treat the entire amount of cash rebate and / or the Coupons reward and / or the Free Spending Credit as part of the mortgage loan amount for the purpose of calculating the loan-to-value ratio.
4 Monthly Fund Savings Plan 0.01% Subscription fee offer only applies to customers who subscribe to a new monthly fund savings plan within the promotion period. This offer does not apply to the Fidelity Fund, the Fidelity Fund subscription fee is 0.28%. The maximum monthly fund subscription amount is HK$50,000 (or equivalent foreign currencies).
Total Relationship Balance Growth Reward up to HK$600
+ Payroll Service Rewards up to HK$4,500
Act Now! Enjoy Welcome Offers of up to HK$5,100!
BoC Pay
1. New customers bind BoC Pay and get Welcome Rewards of HK$68 merchant e-Coupon!
2. Refer your family and friends to bind BoC Pay! Get a HK$20 rewards for every successful referral.
Open new securities account for buying and selling Hong Kong Stocks, China A Shares or US Stocks to enjoy First-4 months of unlimited $0 brokerage fee exclusive securities offer.
The offer is only applicable to “Enrich Banking”/ “iFree Banking” personal banking customers who open new single-name securities accounts and are aged 18 to 35 on the account opening day.
Mobile Banking “Refer Friends” Promotion
Customers of Enrich Banking and i-Free Banking (the “Referrer”) can receive referral rewards up to HK$850 when he or she refers friends, given that the referee successfully inputs the Invitation Code and opens an account. The offers are available on a first-come-first-served basis while stocks last.
Other Offers:
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Investments involve risks. The above products, services and offers are subject to the relevant terms and conditions.
Please download a backup or retain the relevant terms and conditions for reference within 1 month after service application.
Designated Qualifying Deferred Annuity Plan: BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) may also provide a tax deduction: