Kick start your financial journey in just a few steps with
“Banking TrendyToo”!
From now until 31 March 2025 (“Promotion Period”),
earn interests from new account opening, and exclusive rewards
from
daily spending, stock trading, to new payroll account opening!
Reward 1
Within the promotion period, open an account via BOCHK Mobile Banking App, and input promotion code “BBANEWHKD” to enjoy one-month HKD Time Deposit Interest Rate up to 4.8% p.a.!
Notes: The preferential time deposit interest rate in this promotion material is quoted based on the interest rates of Hong Kong Dollars published on 1 January 2025 by BOCHK and is for reference only. The preferential interest rate is a one-off privilege for each time deposit and the subsequent renewal rates of time deposits will be subject to the quotes by BOCHK from time to time.
Reward 2
New “Banking TrendyToo” customers*
who
complete designated tasks
can enjoy
HKD savings deposits rate of up to 2% p.a.!
Offer Details
Within the promotion period,
customers can enjoy HKD
savings deposits
base rate of 1% within the HKD
Savings Deposits Rate Offer Period,
and enjoy extra
0.5% p.a. for each completed designated task,
maximum up to 2% p.a.!
Designated Tasks1
Remark:
* Banking TrendyToo customers refer to personal
customers aged 18-35 who hold Enrich Banking/i-Free banking
accounts from 2 January 2025 to 20 March 2025.
1 Complete designated task(s) with personal
single-name account in each Challenge Period; Each
transaction will only be calculated once in each Challenge
Period(s).
2 Successfully register for payroll account; or
start receiving salary by “electronic payroll arrangement”
via Payroll Account or newly set up “Standing Instruction”
to deposit salary to BOCHK. For the registration record for
BOCHK Payroll Account, BOCHK’s system record shall
prevail.
3 Customers who have HKD/Multi-Currency/RMB
account in sole name.
4 Applicable to (a) conversion of Hong Kong
dollars into foreign currency, (b) conversion of foreign
currency into Hong Kong dollars and (c) cross currency
conversion (“Eligible Exchange Transactions”). The FX
Rewards is not applicable to the foreign currency
transactions conducted when placing FX Time Deposit at the
same time. Exclude Monthly Stocks Savings Plan and IPO
Shares Subscription.
5 The transaction date, time, exchange rate and
exchange amount of Eligible Exchange Transactions as well as
the Total Exchange Amount are subject to the record of
BOCHK.
6 BOCHK Mastercard® Debit Card only applicable to
designated customer applications. For details, please refer
to the product website and its terms and conditions updated
from time to time:
Reward 3
Customers who have newly taken up or upgraded to Enrich
Banking during the promotion period and fulfill designated
requirements below1,2
^ Comparing the next month’s Total Relationship
Balance after successful account opening or upgrading month
to the Total Relationship Balance of December 2024
1 Prior to 31 March 2025, customers have to
maintain a valid BOCHK Mobile Banking account; and a valid
“Questionnaire on Investment Preference” or complete
“Financial Needs Analysis”.
2 Achieve the following designated amount of
“Total Relationship Balance” growth in the next month after
successful designated account opening / upgrading, and
maintain the designated amount of “Total Relationship
Balance” growth for the subsequent 3 months upon the
successful designated account opening / upgrading month.
Become the embodiment of “Payment Master” now! With BoC Pay+
^,
you can settle payment, manage credit cards and enjoy
Gift Points and Rewards.
Newly registered BoC Pay+ customer can enjoy
HK$50 Welcome Rewards!
Download/ Upgrade to BoC Pay+ now!
You may even grab laisee!
^Starting from 6 January 2025, customers will gradually be able to download and register the all-new BoC Pay+.
Grab now!
New customers who apply for Chill Card within the promotion
period can enjoy extra
HK$168 limited-time cash
rebate!
Get up to HK$668 cash
rebate!
Don’t miss the chance to snap up the “Chill Date” Movie
and Concert tickets every month!
Personal banking customers aged 18 to 30, and complete the simple tasks can join the , to enjoy annual $0 brokerage fee1,2 & $0 safe custody fee2 for trading HK Stocks, A Shares or US Stocks transactions.
* Does not apply to transfers to the account holder’s
own account with Bank of China (Hong Kong) or other banks under
the same name
1 Only applicable for the first HK$500,000 of stock
trading every month
2 The rebate will be deposited to eligible
TrendyTogether customer‘s valid HKD savings account
Exclusive HK$688 reward for New Payroll Customers and other rewards
1 The promotion period is from 1 January 2025 to 31
March 2025 (both dates inclusive) (“Payroll Promotion
Period”)
2 Must fulfill all the requirements of Payroll
Account Reward set and successfully complete any TWO of the
designated missions. For details please refer to section 4b of
the terms and conditions
3 Accumulate designated foreign exchange transactions
amount and debit card spending. This Reward is not applicable to
the foreign currency transactions conducted when placing FX Time
Deposit at the same time & cannot be used in conjunction with
other FX promotion offers that are not listed in this promotion
material
^ For promotion period for BOC Express Cash
Instalment Loan - Tax Season Loan/ BOC Express Cash Instalment
Loan Top up/ BOC Express Cash Instalment Loan Balance
Transfer/BOC Express Cash Instalment Loan Balance Transfer Top
up is from 3 January 2025 – 3 March 2025 (both dates
inclusive).
“Smart Invest” promotion period is from 2 January 2025 to 31
March 2025 (both dates inclusive)
4 Not applicable to 1) fund transactions with
subscription fee below 1%, and 2) subscription of money market
funds, and 3) switching transactions of investment funds, and 4)
Monthly Funds Savings Plan
5 Must meet the following conditions 1) have not
completed any fund subscription through “Smart Invest” on or
before 31 December 2024 and 2) successfully complete a fund
subscription through “Smart Invest” (no limitation on
transaction amount) during the Promotion Period
Refer Friends
Eligible customers who successfully refer friends and family members to open accounts of the below integrated banking services and meet all of the conditions can enjoy cash rewards up to HK$3,450*!
Reminder: To borrow or not to borrow? Borrow only if you can
repay!
Investment and Foreign exchange involves risks and
trading difference. The above products, services and offers are
subject to the relevant
terms and conditions.
These Terms and Conditions will be available for
download and store in the BOCHK website within 30 days of
submission of account opening request or transaction
instruction. Such information may not be available for viewing
or downloading after said specified timeframe.
Terms of the Promotion Offers and
General Terms and Risk
Disclosure (2024 Fourth
Quarter)
Risk Disclosure:
The following risk disclosure statements cannot disclose all the
risks involved and does not take into account any personal
circumstances unknown to BOCHK. You should carefully consider
whether trading or investment is suitable in light of your own
risk tolerance, financial situation, investment experience,
investment objectives, investment horizon and investment
knowledge. You should undertake your own independent review and
seek independent professional advice before you trade or invest
especially if you are uncertain of or have not understood any
aspect of the following risk disclosure statements or the nature
and risks involved in trading or investment.
Risk disclosure of Fund:
Fund products or services are not equivalent to, nor should it
be treated as a substitute for, time deposit. Although
investment may bring profit opportunities, each investment
product or service involves potential risks. Due to dynamic
changes in the market, the price movement and volatility of
investment products may not be the same as expected by you. Your
fund may increase or reduce due to the purchase or sale of
investment products. The value of investment funds may go up as
well as down and the investment funds may become valueless.
Therefore, you may not receive any return from investment funds.
Part of your investment may not be able to liquidate immediately
under certain market situation. The investment decision is yours
but you should not invest in these products unless the
intermediary who sells them to you has explained to you that
these products are suitable for you having regard to your
financial situation, investment experience and investment
objectives. Before making any investment decisions, you should
consider your own financial situation, investment objectives and
experiences, risk acceptance and ability to understand the
nature and risks of the relevant product. Investment involves
risks. Please refer to the relevant fund offering documents for
further details including risk factors. If you have any
inquiries on this Risk Disclosure Statement or the nature and
risks involved in trading or funds etc, you should seek advice
from independent financial adviser.
Trading Risk of Securities Trading:
Monthly Stocks Savings Plan is not equivalent to, nor should it
be treated as a substitute for, time deposit. The prices of
securities fluctuate, sometimes dramatically. The price of a
security may move up or down, and may become valueless. It is as
likely that losses will be incurred rather than profit made as a
result of buying and selling securities.
Risk of Securities Margin Trading:
The risk of loss in financing a transaction by deposit of
collateral is significant. You may sustain losses in excess of
your cash and any other assets deposited as collateral with the
licensed or registered person. Market conditions may make it
impossible to execute contingent orders, such as "stop-loss" or
"stop- limit" orders. You may be called upon at short notice to
make additional margin or interest payments. If the required
margin or interest payments are not made within the prescribed
time, your collateral may be liquidated without your consent.
Moreover, you will remain liable for any resulting deficit in
your account and interest charged on your account. You should
therefore carefully consider whether such a financing
arrangement is suitable in light of your own risk tolerance,
financial situation, investment experience, investment
objectives, investment horizon and investment knowledge.
You are reminded to understand the relevant details, risks,
charges and important notes before investing in Shanghai A
shares or Shenzhen A shares. For details, please read the
“Important Notice of Trading China A Shares and A Shares Margin
Trading via Shanghai-Hong Kong Stock Connect and Shenzhen- Hong
Kong Stock Connect”in BOCHK’s website or the branch staff of
BOCHK.
Important Notice of US Securities:
You should fully understand the details, risks, charges and
important notice before invest in US securities. You should seek
advice from your professional advisors as to your particular tax
position, including but not limited to estate duty and
withholding tax that might arise from investing in overseas
products.
US securities investment services are not applicable to U.S.
persons and might only be applicable to limited jurisdiction.
Any person considering an investment should seek independent
advice on the suitability or otherwise of the particular
investment.
Since the server requires regular maintenance services, the
system will not be able to provide the trading, fund transfer,
checking securities custody and corporate action services at the
following time: Hong Kong time Mondays to Saturdays 12:00pm –
12:30pm.
Since the server requires additional maintenance services, the
system will not be able to provide the trading, fund transfer
and corporate action services (enquiry function remains normal)
at the following time: Hong Kong time daily 12:45pm – 5:30pm
(during Standard Time in the United States- from the first
Sunday in November to the second Sunday in March) or 11:45am –
4:30pm (during Daylight Saving Time in the United States- from
the second Sunday in March to the first Sunday in November).
Risk of Foreign Currency Trading:
Foreign currency investments are subject to exchange rate
fluctuations which may provide both opportunities and risks. The
fluctuation in the exchange rate of foreign currency may result
in losses in the event that customer converts the foreign
currency into Hong Kong dollar or other foreign currencies.
RMB Conversion Limitation Risk:
RMB investments are subject to exchange rate fluctuations which
may provide both opportunities and risks. The fluctuation in the
exchange rate of RMB may result in losses in the event that the
customer converts RMB into HKD or other foreign currencies. RMB
is currently not fully freely convertible. Individual customers
can be offered CNH rate to conduct conversion of RMB through
bank accounts and may occasionally not be able to do so fully or
immediately, for which it is subject to the RMB position of the
banks and their commercial decisions at that moment. Customers
should consider and understand the possible impact on their
liquidity of RMB funds in advance.
This promotion material does not constitute any offer,
solicitation, recommendation, comment or guarantee to the
purchase, subscription or sale of any investment product or
service and it should not be considered as investment advice.
This promotion material is issued by BOCHK and the contents have
not been reviewed by the Securities and Futures Commission of
Hong Kong.