Full time tertiary students who take up the following services at the same time during the promotion period1, can enjoy up to HK$3,600 rewards2!

New Take up

  • Waiver of the "Total Relationship Balance" requirement during the period of study and for the first 3 years after graduation

New Customers apply for a BOC Chill Card / BOC HKUST Platinum Card/ BOC Shue Yan University Credit Card/ BOC HKMU Dual Currency Platinum Card/ GBA Youth Card

  • HK$500 Cash Rebate (applicable to BOC Chill Card) / up to HK$300 Cash Rebate on Mobile Spending (applicable to other cards)
  • Extra HK$100 Cash rebate for successfully apply BOC Chill Card through www.bochk.com/s/a/chill8
  • Perpetual annual fee waiver

Extra Welcome Reward

  • Enjoy Extra Welcome Reward HK$50 Cash Rebate3 for full-time students of universities / post-secondary institutions by successful take up the above service and application of the designated credit card

"Refer Friends" Promotion

  • Successfully referred friends and family to newly open Integrated Banking Services with Invitation Code and meet all of the conditions during the promotion period, can enjoy cash reward up to HK$2,850

    For details of the offers, please refer to the terms in the relevant promotion materials, refer to www.bochk.com/dam/more/trendytoo/offer_en.html

Tertiary Students can enjoy
Exclusive BoC Pay rewards up to HK$100!

    Enjoy following rewards upon perform designated transactions for new and selected existing BoC Pay customers!
  • Successfully download the BoC Pay mobile app and bind for the first time can enjoy HK$50 welcome reward.
  • Perform a Transfer/ Payment/ Transit code/ Bill/ Red Packet/ Cross-border Remittance transaction of HK$10 or above from both 18 July to 30 September 2023 or/ and 1 to 30 October 2023 respectively, are eligible to receive a total value of HK$50 rewards4.

    Reminder: To borrow or not to borrow? Borrow only if you can repay!
    SVF Licensees no.: SVFB072

    Terms & Conditions applied, please click here for details.

From now till December 31, 2023, you can enjoy a discount up to HK$200 by log in BoC Pay platform and subscribing to designated service plan and pay with BoC Pay through China Mobile Hong Kong online shop

Click here for details.

BOCHK Mobile Banking

Learn More

Reminder: To borrow or not to borrow? Borrow only if you can repay!



Promotion Period: From 17 July to 31 October 2023 (both dates exclusive)


HK$3,600 rewards includes Extra Welcome Reward HK$50 Cash Rebate, up to HK$600 by successfully apply Chill Card, up to HK$100 exclusive BoC Pay rewards for tertiary Students and up to HK$2,850 "Refer Friends" rewards.


The Extra Welcome Reward is with limited quota, first-come-first served. Please click here for Terms & Conditions.


HK$50 BoC Pay rewards is with Limited quota, first-come-first-served while stock lasts.

The above products, services and offers are subject to the relevant terms and conditions. Please download and store the relevant terms and conditions in the BOCHK website within 30 days of service application. Such information may not be available for viewing or downloading after said specified timeframe.

Easy Account Opening Guide 1 Mobile Account Opening (only applicable to new customers aged 18 or above with valid HKID cards)
I don't want to go to a branch. Can I open an Enrich Banking/ i-Free Banking account on my mobile phone?

You can open a bank account with the BOCHK mobile banking app. Just follow the steps below:

Step 1

Download BOCHK Mobile Banking App and click on "Account Opening" on homepage

Step 2

Scan Hong Kong Identity Card

Step 3

Start facial recognition

Step 4

Input mobile phone number

Step 5

Set up user name and password for Internet Banking

Step 6

Fill in brief personal details

Easy Account Opening Guide 2 Account opening at a branch
The welcome offer looks attractive. How can I open an Enrich Banking / i-Free Banking account at BOCHK branch?

You are required to bring the following original copies with you for account opening at any BOCHK branch#

Hong Kong identity card
(Applicable to Chinese mainland Students)

Mainland Resident Identity Card

Exit-entry Permit for Travelling to and from Hong Kong and Macau

Student identity document
(e.g Student Identity Card, admission letter from the university, etc.)

^Proof of Residential address in Hong Kong issued within the last 3 months
(e.g. letter issued by the school, telecommunication service bills, etc.)


Applicants under the age of 18 are required to be accompanied by a parent / guardian when opening an account. The parent / guardian will be required to provide proof of identity and sign the relevant declaration. BOCHK has the right to decide whether to accept any account opening application or not.


Address proof is required for opening an investment account. Investment involves risk. Terms and Conditions applied.

Investment involve risks. The above products, services and offers are subject to the relevant terms and conditions. Please download a backup or retain the relevant terms and conditions for reference within 1 month after service application.