Mobile Banking

Bank Account Opening, Wealth Management, Investment and Spending All in One App

Homepage with Four Main Themes,
Customise it Your Way
“Manage”, “Invest”, “Spend” and “Cross Border”, the four main themes are specially designed for your post-login homepage - categorising your most-used services and creating pinned shortcuts, which make your mobile banking easier!
Attentive Experience

User-centric Interface, We Know You Better

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Complete Bank Account Opening From Your Phone
Open a bank account with BOCHK in a few minutes and use it right away without visiting the branch.
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View Your Account in a Swipe
Check your account balance and transaction records simply with a single swipe of the homepage.
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Get Personalised Banking Notifications
Get notified instantly of anything you need to know with our tailor-made banking notifications.
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Talk to our Intelligent Customer Service Bonnie
Get help and answers on products and services 24/7 from Bonnie our virtual assistant and manual customer service.
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Security Leveled Up
Ensure your cyber security with “Mobile Token”, “Biometric Authentication” and an “SMS One-Time Password”.
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Download Now
BOCHK Mobile Banking

BOC App
Version: 7.0.27
Hong Kong’s Best Digital Bank
Hong Kong’s Best Digital Bank
《Asiamoney》
Mobile Banking & Payment Initiative of the Year
Mobile Banking & Payment Initiative of the Year
《Asian Banking & Finance》
General Terms
Remarks:
Reminder: To borrow or not to borrow? Borrow only if you can repay!


  • Customers are responsible for the relevant data charges incurred by using and/or/ downloading BOCHK Mobile App and/or Mobile/Internet Banking.
  • Please download mobile applications from official application stores or BOCHK website, and ensure the search wording is correct.
  • By using Bank of China (Hong Kong) Limited (“BOCHK”) Mobile App and/or Mobile/Internet Banking, the viewer agrees to be bound by the content of the disclaimer and policy as it may be amended by BOCHK from time to time and posted on BOCHK Mobile Application and/or Mobile/Internet Banking.
  • The above products and services are subject to the relevant terms and conditions. For details, please refer to the relevant promotion materials or contact the staff of BOCHK.
  • BOCHK reserves the right to amend, suspend and terminate the above products and services and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of BOCHK shall be final.
  • Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall be prevail.
  • Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
General Terms
Remarks:
Reminder: To borrow or not to borrow? Borrow only if you can repay!


  • Customers are responsible for the relevant data charges incurred by using and/or/ downloading BOCHK Mobile App and/or Mobile/Internet Banking.
  • Please download mobile applications from official application stores or BOCHK website, and ensure the search wording is correct.
  • By using Bank of China (Hong Kong) Limited (“BOCHK”) Mobile App and/or Mobile/Internet Banking, the viewer agrees to be bound by the content of the disclaimer and policy as it may be amended by BOCHK from time to time and posted on BOCHK Mobile Application and/or Mobile/Internet Banking.
  • The above products and services are subject to the relevant terms and conditions. For details, please refer to the relevant promotion materials or contact the staff of BOCHK.
  • BOCHK reserves the right to amend, suspend and terminate the above products and services and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of BOCHK shall be final.
  • Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall be prevail.
  • Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
Important Notes
  • Greater Bay Area Travel Insurance Plan and Personal Accident Comprehensive Protection Plan ("These Plans") are underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").
  • Bank of China (Hong Kong) Limited (“BOCHK”) is an appointed insurance agent of BOCG Insurance for distribution of these plans. These plans are products of BOCG Insurance but not BOCHK.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of these plans should be resolved between directly BOCG Insurance and the customer.
  • BOCG Insurance is authorised and regulated by the Insurance Authority to carry on general insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
  • BOCG Insurance reserves the right to determine in its sole and absolute discretion whether to accept any application for the plans on the basis of the information submitted at the time of application by the Proposed Insured and/or Insured Person.
  • BOCG Insurance reserves the right to amend or withhold any terms and conditions in respect of the plans without prior notice. In case of any dispute, BOCG Insurance reserves the final right on decision.
  • The plans are governed by the terms and conditions in the relevant policy document. Detailed terms and conditions are subject to the official policy document issued by BOCG Insurance. Please refer to the relevant policy document for the details of the insured items and coverage, provisions and exclusions.
Disclaimers
The above information is prepared by Bank of China (Hong Kong) Limited (BOCHK) based on the latest information provided by the regulatory authorities and is for reference only. The relevant content does not constitute any offer, solicitation, suggestion, opinion or any guarantee for any individual to buy or sell, be invited to subscribe or transact any particular products or services; nor does it constitute BOCHK's active marketing of “Cross-boundary Wealth Management Connect” to the public outside Hong Kong. Investment products offered by BOC in the Mainland in the GBA have not been authorized by the SFC. Investment involves risks.

Risk Disclosure of Securities Trading
Risk of Securities Trading
Monthly Stocks Savings Plan is not equivalent to, nor should it be treated as a substitute for, time deposit. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Risk of Securities Margin Trading
The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. Market conditions may make it impossible to execute contingent orders, such as "stop-loss" or "stop-limit" orders. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

You are reminded to understand the relevant details, risks, charges and important notes before investing in Shanghai A shares or Shenzhen A shares. For details, please read the “Important Notice of Trading China A Shares and A Shares Margin Trading via Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect” in BOCHK’s website or the branch staff of BOCHK.

RMB Conversion Limitation Risk
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Important Notice of US Securities
You should fully understand the details, risks, charges and important notice before invest in US securities. You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.

US securities investment services are not applicable to U.S. persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Since the server requires regular maintenance services, the system will not be able to provide the trading, fund transfer, checking securities custody and corporate action services at the following time: Hong Kong time Saturday 11:30am – 4:30pm.

Since the server requires additional maintenance services, the system will not be able to provide the trading, fund transfer and corporate action services (enquiry function remains normal) at the following time: Hong Kong time daily 12:45pm – 2:15pm (during Standard Time in the United States- from the first Sunday in November to the second Sunday in March) or 11:45am – 1:15pm (during Daylight Saving Time in the United States- from the second Sunday in March to the first Sunday in November).

Risk of Foreign Currency Trading
Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into Hong Kong dollar or other foreign currencies.

This promotion material does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service and it should not be considered as investment advice.

This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.
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