Plan smart for your dream home with us!
The "Home Expert" APP is a revolutionary, one-stop online homebuying platform in Hong Kong. The APP will provide a "Home Ownership Road Map" including property information, property search, budgeting, and mortgage assessment, according to your property purchase needs. The APP also features the first-in-Hong Kong "Valuation Notification" function and the "Greater Bay Area Property Purchase" page, realizing your home purchase plans in Hong Kong and the Greater Bay Area with ease.
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Purchase Planning |
Home Buying?
Stay Informed,
No Worries!
Select your home purchase needs, stay informed with the enriched information and tips on EHLISS for easy planning
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Property Search |
Property Search?
Handy and Easy!
Cover the latest information on both first-hand and second-hand properties, allowing you to create your own “Dreamhouse” list and easily keep track on the latest market price trends to capture the best timing for home buying
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Mortgage Application |
Mortgage Application, Approval Goes Digital:
No Paper, More Eco-friendly!
Exclusive Approve-in-principle mortgage service and 1-day Approval* turnaround for your mortgage application
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Smart Living |
Privileges for Mortgage Customers
Special mortgage loan cash rebate1.2 and selected multiple offers up to HK$28,826
Mortgage and Payroll
Welcome Reward of Mortgage and Payroll Account of up to HK$6,0001.1&2
Wealth Management
Total Relationship Balance Growth Reward of up to HK$12,8883.1 and Foreign Exchange Reward via Mobile Banking up to HK$5003.2
Referral Reward
HK$4,3884.1 for each successful “Private Wealth” Referral. For “Wealth Management”, “Enrich Banking” and “i-Free Banking”, the Referral Reward of up to HK$3,4504.2
Spending
Credit Card Welcome Offers of up to HK$1,6005.1
The above products, services and offers are subject to the terms and conditions. For details, please click the Terms and Conditions.
The terms and conditions of the services delivered through this channel will be provided exclusively in electronic format.
For enquiries please contact BOCHK branch staff.
Download Now for Innovative Experience
The “Home Expert” APP enables you to keep abreast of the property trends instantly, from Property Search, Property Valuation, Mortgage Application to Application status enquiry instantly, all these can be easily done
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc..
Android, Google Play, and the Google Play logo are trademarks of Google Inc..
Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
Mortgage Service Hotline: +852 3669 3233 | www.bochk.com
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Investment and foreign currency trading involve risks and buy-sell spread.
*One Day Approval Mortgage Service (“Service”) Terms and Conditions:
- This service is applicable to mortgage loan application of individual customers and EHLISS applying through BOCHK, including new purchase and refinance of private residential property.
- Applicants are required to fill in the application form and to provide all of the required documents to our Mortgage Specialists for approval. Under general conditions, applicants will be notified of the approve-in-principle result within one working day. For application details, please contact the branch staff of BOCHK.
- This service is only applicable to mortgage loan application of the purchase of private residential property by individual customers, excluding Ding houses, Tso houses and tenements residential properties.
- This service is only eligible to applicants (if the account is a joint name account, a least one holders of such account will be considered as eligible customer) or the guarantor who is a fixed income or professional self-employed person but excluding customers whose Mortgage Loan application is based on Net worth-based lending.
- With regard to One Day Approval Mortgage Services, it is mandatory for applicants to have signed a “Consent Relating to Mortgage Data” prior to this application (excluding the “Consent Relating to Mortgage Data” signed for this current application).