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Think Forward,
Dare to Breakthrough

In today's fast-moving market, SMEs must anticipate trends to stay ahead.

BOCHK Business Banking offers SMEs a forward-thinking, one-stop solution for their business and financial needs, empowering them to precisely capitalize on every growth opportunity.

Learn from five SME owners who embrace digital transformation with a forward-looking mindset and an innovative spirit. Discover how they are breaking new ground and forging their own paths to success in the business world.
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From Actress to Artisan Baker

Co-Founder of Popular Japanese Bakery Brand | Natalie Tong

Actress Natalie Tong has made an impressive career shift in recent years. Founding a Japanese bakery brand and carving out a new journey as an SME owner, Natalie transitions herself from under the limelight to the fragrant world of baking. While she has embraced the joys of bread-making, she also needs to navigate the challenges of running her own business for the first time.

Natalie's bakery has quickly attracted long queues of customers. The store needs to handle a high volume of cash transactions and electronic payments on a daily basis, also payments to suppliers and staff. To simplify the management of her bakery's finances, Natalie turned to BOCHK's business banking services.

Natalie shared, “In the early stage of starting the business, balancing cash flow and managing daily banking tasks was incredibly time-consuming. With BOCHK's iGTB MOBILE App, I can check account balances and transaction records anytime, anywhere. It allows me to pay employees, manage currency exchanges and remittance right from my mobile phone. This has truly simplified my company's financial management. Moreover, the BoC Bill has been a valuable asset for my business. It allows customers to pay using various electronic methods. This streamlines the payment process and saves me both time and effort.”

She continued, “When I was in the entertainment industry, my only focus was on performing. But now that I've started my own business, I have to oversee everything, from the smallest details to the biggest picture. Thanks to BOCHK's professional business banking services, I've been able to free up more time to focus on growing my business and experimenting with new recipes. The expertise of the bank's team, along with their comprehensive cross-border financial services has inspired me to confidently explore to expand my bakery brand into the Greater Bay Area and the Southeast Asia in the future, unlocking even more business opportunities.”

#NatalieTong #iGTBMOBILE #startup #professionalteam #crossborderfinance #ThinkForwardDaretoBreakthrough #BusinessBanking #BOCHK

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One App for All Business Needs

Founder of Skin Need | Christal Leung

Christal Leung, born into a family of beauty professionals, has taken up the reins of her mother's 15-year beauty business, establishing the local and natural skincare brand, Skin Need. She creates high-quality organic beauty products using natural ingredients, promoting a green and harmless skincare approach. Christal also provides personalised skincare experiences for customers and has launched online sales to expand the brand's reach internationally.

Just as products need to cater to diverse needs, business tools must adapt to the unique requirements of different SMEs. Christal's online store allows customers to pay in various currencies, and BOCHK's iGTB MOBILE App provides real-time forex rates. With the App, she can monitor rates and exchange currencies on the go, then seamlessly transfer funds to business partners, all within a single platform.

“Natural and organic skincare is a growing trend, and everyone has unique needs. My online store makes it easy for customers to pay in any currency. I can check the best rates and exchange, and transfer to my business partners – all within the iGTB MOBILE App.” – Christal

#Christal Leung #SkinNeed #iGTBMOBILE #FX #FPS #ThinkForwardDaretoBreakthrough #BusinessBanking #BOCHK

Foreign currency / RMB trading may provide risks.

Video content is available in Traditional Chinese only

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Business Without Borders: Seamless FX and Remittance

Founder of Lam Heung Ling, Hong Kong | Will Li, Jack Pang

Will Li and Jack Pang, with their creative, hand-crafted lemon tea, have sparked a “Lam Heung Ling, Hong Kong” whirlwind. In just 8 months, their brand had expanded from a single small shop to 11 locations across Hong Kong, with peak sales reaching 1,600 cups a day in a single store.

Behind this success lies not only a commitment to quality but also a spirit of innovation. Will and Jack have elevated the beloved Hong Kong iced lemon tea, constantly introducing new flavours and infusing each shop with unique design elements. From product to marketing, they have embraced new ideas, creating endless possibilities and generating a strong response in the market.

As their business expands, “Hong Kong Lam Heung Ling” is now venturing into overseas markets. Will and Jack frequently travel abroad to meet with business partners, highlighting the importance of seamless cross-border operations. BOCHK's iGTB MOBILE App provides invaluable convenience for SMEs, offering a single App platform to access the latest exchange rates and facilitate swift transactions through mobile exchange and transfer services, anytime and anywhere.

“Hong Kongers really love iced lemon tea, but we can't just stick to the traditional Cha-Chaan-Teng style! We have elevated the classic Hong Kong flavour. While our business is thriving, now with just one App, we can check exchange rates and make transfers instantly, allowing us to focus on what we do best.” – Will and Jack

#WillLi #JackPang #LamHeungLingHongKong #iGTBMOBILE #FX #Remittance #ThinkForwardDaretoBreakthrough #BusinessBanking #BOCHK

Foreign currency / RMB trading may provide risks.

Video content is available in Traditional Chinese only

Apply Now Learn more about iGTB MOBILE
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Innovation Streamlines Operation Essentials of Startups

Founder of Mobile.Cards | Keith Lee

Identifying market opportunities and having a keen sense of the market are often key to breakthrough and success.

Keith, with his sharp market vision, noticed that businesses undertaking customer relationship management (CRM) often require customers to carry physical membership cards, paper coupons, and so on, which is not always convenient. He therefore founded Mobile.Cards to develop digital membership programme app for businesses across various industries. This app allows consumers to accumulate points and stamps, make reservations, and more, all through their mobile phones. It also helps businesses save costs and increase customer loyalty. Driven by a spirit of continuous innovation, Keith has helped over 1,200 local and international businesses embrace digital transformation.

BOCHK's iGTB MOBILE App embodies the same spirit. The App's online banking services are constantly being enhanced, offering a more flexible interface and addressing various business challenges faced by SMEs, ultimately improving user experience.

“Point and stamp accumulation programmes could also constantly evolve. We need to offer a complete solution to truly satisfy our customers. Starting a business involves a lot of work, but this App can take care of so much. From paying employees to transferring funds, I could authorise my secretary via the app to handle for me with just a few taps.” – Keith

#KeithLee #MobileCards #iGTBMOBILE #Payroll #Remittance #FPS #startup #ThinkForwardDareToBreakthrough #BusinessBanking #BOCHK

Video content is available in Traditional Chinese only

Apply Now Learn more about iGTB MOBILE

iGTB MOBILE Enhanced Features

to Manage Your Wealth Effortlessly

Deposit Cheque Anytime via App
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One Click to Review Your Monthly Statement
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Your Account Balance and Transaction Records at a Glance
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Customise Your Go-to Features Effortlessly
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Simple Steps for Payment and Transfer
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Authorise Your To-do Items with Ease
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FX Quotes at a Glance and One Click to Trade
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Download Now
The All-New iGTB MOBILE

 

Upon successful application of Business Integrated Account, enjoy account application fee waiver (original HK$1,200) via online application, and over HK$10,800 welcome offer*

*Terms and Conditions apply

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