Corporate Loans Service - SME in One - BOCHK
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HK$3,000 cash rebate
upon successful online SME loan application**Promotion Period: From now until 30 June 2024, Terms and Conditions apply
HK$3,000 cash rebate
upon successful online SME loan application**Promotion Period: From now until 30 June 2024, Terms and Conditions apply
Array of loan plans catering to different business needs

Loan Amount and Repayment Period at a Glance

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80% Guarantee Product2
90% Guarantee Product2
Years of Business Operation
BoC Bill Merchant with at least 6 months
One Year or Above
Not Applicable
Maximum Loan Amount
HK$4 million
HK$18 million
HK$8 million
Maximum Repayment Period
Not applicable to overdraft product
7 Years
5 Years
Offers/Features
By utilising BoC Bill billing data, provision of audited financial statements and collaterals is not required
Guarantee fee3,4 rebate up to HK$100,000
Guarantee fee3,4 rebate up to HK$100,000
  1. For details of the "SME Financing Guarantee Scheme", please visit the website of the Hong Kong Mortgage Corporation Limited (“HKMC”) at www.hkmc.com.hk or contact Bank of China (Hong Kong) Limited (BOCHK).
  2. The application period of the 80% Guarantee Product, the 90% Guarantee Product will be until 31 March 2026.
  3. Guarantee fee will be approved and determined by the HKMCI and is subject to the announcement made by the HKMCI.
  4. This offer is applicable to loan applications with the drawdown date on or before 31 August 2024.
The above products, services and promotional offers are subject to the relevant terms and conditions of BOCHK. For more details, please contact BOCHK's staff. BOCHK reserves the right to amend, suspend or terminate the above products, services and offers, and amend their relevant terms and conditions at any time at its absolute discretion without prior notice. In case of any dispute, the decision of BOCHK shall be final.
BOCHK reserves the right to approve and reject the loan application at its absolute discretion. The actual loan amount, interest rate, handling fee and applicable terms and conditions are subject to BOCHK's final approval.
In case of any discrepancy between the Chinese and English versions, the Chinese version shall prevail.
BOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
BOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
Loan Calculator
Customize Your Loan Plan
10,000.00
4,000,000.00
3%
30%
If the Repayment Period is shorter than 1 year, it shall be treated as 1 full year.
Your Custom Loan Plan*
Monthly repayment amount (HK$)
86,066.43
Total repayment amount (HK$) 1,032,797.16
*The calculation is for reference only

Make an online appointment for a corporate loan application in 3 simple steps

Complete company information
1
Complete company information
Upload documents<sup>#</sup>
2
Upload documents#
Our Relationship Manager will follow up with applications
3
Our Relationship Manager will follow up with applications
Complete company information
1
Complete company information
Other loan plans to match SME business needs

Followed up by Relationship Manager

Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Flexible Loan Customer Cases
Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam
Back me up on Innovations
Flexible Loan Customer Cases
Back me up on Innovations
Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam

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BoC Bill Integrated Billing Service
Integrated billing service for online and offline payments
BOC Commercial Card
Better control on spending, higher cash flow and various spending privileges

Useful Information

Trade Finance Services and Charges
Trade Finance Services and Charges
Online Appointment for Loan Application
Online Appointment for Loan Application
iGTB MOBILE
Corporate Mobile Banking
iGTB MOBILE <br />Corporate Mobile Banking
Corporate Customer Service Hotline
Corporate Customer Service Hotline
Online application and drawdown to enjoy
HK$3,000 cash rebate