Corporate Loans Service - SME in One - BOCHK
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Up to HK$1,300 cash rebate
upon successful online SME loan application
such as the SME Financing Guarantee Scheme**Promotion Period: From now until 31 December 2023, Terms and Conditions apply
Up to HK$1,300 cash rebate
upon successful online SME loan application
such as the SME Financing Guarantee Scheme**Promotion Period: From now until 31 December 2023, Terms and Conditions apply
Array of loan plans catering to different business needs

Loan Amount and Repayment Period at a Glance

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80% Guarantee Product
90% Guarantee Product
Years of Business Operation
BoC Bill Merchant with at least 6 months
AlipayHK Merchant with at least 6 months
One Year or Above
Not Applicable
Maximum Loan Amount2
HK$4 million
HK$2 million
HK$18 million
HK$8 million
Maximum Repayment Period
3 Years
3 Years
7 Years
5 Years
Offers/ Features
By utilizing BoC Bill billing data, provision of audited financial statements and collaterals is not required
By utilizing AlipayHK electronic transaction data, provision of audited financial statements and collaterals is not required
Guarantee fee4,5 rebate up to HK$100,000
Guarantee fee4,5 rebate up to HK$100,000
  1. For details of the "SME Financing Guarantee Scheme", please visit the website of the Hong Kong Mortgage Corporation Limited (“HKMC”) at www.hkmc.com.hk or contact Bank of China (Hong Kong) Limited (BOCHK).
  2. The enhancement measures to the SME Financing Guarantee Scheme (SFGS) as included in the 2023-2024 Budget by the Government in February 2023 take immediate effect. The application period for SFGS will be extended to 31 March 2024.
  3. Guarantee fee will be approved and determined by the HKMCI and is subject to the announcement made by the HKMCI.
  4. This offer is applicable to application date is on or before 31 March 2024, and the drawdown date is on or before 31 August 2024.
  5. This Offer is valid for AlipayHK merchant with annual turnover below HK$50 million.
The above products, services and promotional offers are subject to the relevant terms and conditions of BOCHK. For more details, please contact BOCHK's staff. BOCHK reserves the right to amend, suspend or terminate the above products, services and offers, and amend their relevant terms and conditions at any time at its absolute discretion without prior notice. In case of any dispute, the decision of BOCHK shall be final.
BOCHK reserves the right to approve and reject the loan application at its absolute discretion. The actual loan amount, interest rate, handling fee and applicable terms and conditions are subject to BOCHK's final approval.
In case of any discrepancy between the Chinese and English versions, the Chinese version shall prevail.
BOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
BOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
Loan Calculator
Customize Your Loan Plan
10,000.00
4,000,000.00
3%
30%
If the Repayment Period is shorter than 1 year, it shall be treated as 1 full year.
Your Custom Loan Plan*
Monthly repayment amount (HK$)
86,066.43
Total repayment amount (HK$) 1,032,797.16
*The calculation is for reference only

Make an online appointment for a corporate loan application in 3 simple steps

Complete company information
1
Complete company information
Upload documents<sup>#</sup>
2
Upload documents#
Our Relationship Manager will follow up with applications
3
Our Relationship Manager will follow up with applications
Complete company information
1
Complete company information
Other loan plans to match SME business needs

Followed up by Relationship Manager

Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Flexible Loan Customer Cases
Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam
Back me up on Innovations
Flexible Loan Customer Cases
Back me up on Innovations
Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam

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BOC Commercial Card
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BoC Bill Integrated Billing Service
Integrated billing service for online and offline payments
BOC Commercial Card
Better control on spending, higher cash flow and various spending privileges

Useful Information

Trade Finance Services and Charges
Trade Finance Services and Charges
Online Appointment for Loan Application
Online Appointment for Loan Application
iGTB MOBILE
Corporate Mobile Banking
iGTB MOBILE <br />Corporate Mobile Banking
Corporate Customer Service Hotline
Corporate Customer Service Hotline
Online application and drawdown to enjoy up to
HK$1,300 cash rebate