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Corporate Loans
Flexible SME loans for faster financing needs
Up to HK$1,300 cash rebate
upon successful online loan application
upon successful online loan application
Business Banking
Full spectrum of Digital Banking Services
For Various Stages of Business Development
For Various Stages of Business Development
Over HK$10,800 welcome offer
upon successful SME application of
Business Integrated Account
upon successful SME application of
Business Integrated Account
Up to HK$1,300 cash rebate
upon successful online SME loan application
such as the SME Financing Guarantee Scheme**Promotion Period: From now until 31 December 2023, Terms and Conditions apply
upon successful online SME loan application
such as the SME Financing Guarantee Scheme**Promotion Period: From now until 31 December 2023, Terms and Conditions apply
Up to HK$1,300 cash rebate
upon successful online SME loan application
such as the SME Financing Guarantee Scheme**Promotion Period: From now until 31 December 2023, Terms and Conditions apply
upon successful online SME loan application
such as the SME Financing Guarantee Scheme**Promotion Period: From now until 31 December 2023, Terms and Conditions apply
Array of loan plans catering to different business needs
Loan Amount and Repayment Period at a Glance
Scroll to view content
80% Guarantee Product
90% Guarantee Product
Years of Business Operation
BoC Bill Merchant with at least 6 months
AlipayHK Merchant with at least 6 months
One Year or Above
Not Applicable
Maximum Loan Amount2
HK$4 million
HK$2 million
HK$18 million
HK$8 million
Maximum Repayment Period
3 Years
3 Years
7 Years
5 Years
Offers/ Features
By utilizing BoC Bill billing data, provision of audited financial statements and collaterals is not required
By utilizing AlipayHK electronic transaction data, provision of audited financial statements and collaterals is not required
Guarantee fee4,5 rebate up to HK$100,000
Guarantee fee4,5 rebate up to HK$100,000
- For details of the "SME Financing Guarantee Scheme", please visit the website of the Hong Kong Mortgage Corporation Limited (“HKMC”) at www.hkmc.com.hk or contact Bank of China (Hong Kong) Limited (BOCHK).
- The enhancement measures to the SME Financing Guarantee Scheme (SFGS) as included in the 2023-2024 Budget by the Government in February 2023 take immediate effect. The application period for SFGS will be extended to 31 March 2024.
- Guarantee fee will be approved and determined by the HKMCI and is subject to the announcement made by the HKMCI.
- This offer is applicable to application date is on or before 31 March 2024, and the drawdown date is on or before 31 August 2024.
- This Offer is valid for AlipayHK merchant with annual turnover below HK$50 million.
BOCHK reserves the right to approve and reject the loan application at its absolute discretion. The actual loan amount, interest rate, handling fee and applicable terms and conditions are subject to BOCHK's final approval.
In case of any discrepancy between the Chinese and English versions, the Chinese version shall prevail.
BOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
BOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
Loan Calculator
Customize Your Loan Plan
Customize Your Loan Plan
10,000.00
4,000,000.00
3%
30%
If the Repayment Period is shorter than 1 year, it shall be treated as 1 full year.
Your Custom Loan Plan*
Monthly repayment amount (HK$)
86,066.43
Total repayment amount (HK$) 1,032,797.16
*The calculation is for reference only
Make an online appointment for a corporate loan application in 3 simple steps

1
Complete company information

2
Upload documents#

3
Our Relationship Manager will follow up with applications
#You may consider uploading relevant documents in advance, so that our Relationship Manager could follow up the information before contacting you.

1
Complete company information

2
Upload documents#

3
Our Relationship Manager will follow up with applications
#You may consider uploading relevant documents in advance, so that our Relationship Manager could follow up the information before contacting you.
Other loan plans to match SME business needs
Followed up by Relationship Manager
Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Flexible Loan Customer Cases
Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam


SME Financing Guarantee Scheme
Flexible financing is vital for business development
“Over the past few years, our company has been expanding our business into the GBA and building a new factory. We are fortunate to have BOCHK as our trusted banking partner to support our funding needs.”
KOLN 3D Founder Mr. Edmond Yau


Overcoming business challenges with our trusted banking partner
“The engineering business was severely hit by emergency situation over the past few years. BOCHK has supported us along the way in devising strategy for a more sustainable development. With collaborative efforts, we overcame the adversities with success.”
Golden Leaf Founder & Chief Executive Director Mr. Kenny Ip


Flexible Loan Customer Cases


Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam


SME Financing Guarantee Scheme
Flexible financing is vital for business development
“Over the past few years, our company has been expanding our business into the GBA and building a new factory. We are fortunate to have BOCHK as our trusted banking partner to support our funding needs.”
KOLN 3D Founder Mr. Edmond Yau


Overcoming business challenges with our trusted banking partner
“The engineering business was severely hit by emergency situation over the past few years. BOCHK has supported us along the way in devising strategy for a more sustainable development. With collaborative efforts, we overcame the adversities with success.”
Golden Leaf Founder & Chief Executive Director Mr. Kenny Ip
Related Products & Promotional Offers
Useful Information
Reminder : To borrow or not to borrow? Borrow only if you can repay!
The above products, services and offers are subject to terms and conditions.
Corporate Banking
© 2023 BANK OF CHINA (HONG KONG) LIMITED.
ALL RIGHTS RESERVED.
Online application and drawdown to enjoy up to
HK$1,300 cash rebate