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Corporate Loans
Flexible SME loans for faster financing needs
Business Banking
Full spectrum of Digital Banking Services
For Various Stages of Business Development
For Various Stages of Business Development
Over HK$10,800 welcome offer
upon successful SME application of
Business Integrated Account
upon successful SME application of
Business Integrated Account
Array of loan plans catering to different business needs
Loan Amount and Repayment Period at a Glance
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80% Guarantee Product2
90% Guarantee Product2
Years of Business Operation
BoC Bill Merchant with at least 6 months
One Year or Above
Not Applicable
Maximum Loan Amount
HK$4 million
HK$18 million
HK$8 million
Maximum Repayment Period
Not applicable to overdraft product
7 Years
5 Years
Offers/Features
By utilising BoC Bill billing data, provision of audited financial statements and collaterals is not required
Guarantee fee3,4 rebate up to HK$100,000
Guarantee fee3,4 rebate up to HK$100,000
- For details of the "SME Financing Guarantee Scheme", please visit the website of the Hong Kong Mortgage Corporation Limited (“HKMC”) at www.hkmc.com.hk or contact Bank of China (Hong Kong) Limited (BOCHK).
- The application period of the 80% Guarantee Product, the 90% Guarantee Product will be until 31 March 2026.
- Guarantee fee will be approved and determined by the HKMCI and is subject to the announcement made by the HKMCI.
- This offer is applicable to loan applications with the drawdown date on or before 31 August 2024.
BOCHK reserves the right to approve and reject the loan application at its absolute discretion. The actual loan amount, interest rate, handling fee and applicable terms and conditions are subject to BOCHK's final approval.
In case of any discrepancy between the Chinese and English versions, the Chinese version shall prevail.
BOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
One-hour Preliminary Approval Service Repayment Period of up to 60 monthsBOC "Small Business Loan" Unsecured Loan
One-hour Preliminary Approval Service
Repayment Period of up to 60 months
One-hour Preliminary Approval Service Repayment Period of up to 60 monthsLoan Calculator
Customize Your Loan Plan
Customize Your Loan Plan
10,000.00
4,000,000.00
3%
30%
If the Repayment Period is shorter than 1 year, it shall be treated as 1 full year.
Your Custom Loan Plan*
Monthly repayment amount (HK$)
86,066.43
Total repayment amount (HK$) 1,032,797.16
*The calculation is for reference only
Make an online appointment for a corporate loan application in 3 simple steps
1
Complete company information
2
Upload documents#
3
Our Relationship Manager will follow up with applications
#You may consider uploading relevant documents in advance, so that our Relationship Manager could follow up the information before contacting you.
1
Complete company information
2
Upload documents#
3
Our Relationship Manager will follow up with applications
#You may consider uploading relevant documents in advance, so that our Relationship Manager could follow up the information before contacting you.
Other loan plans to match SME business needs
Followed up by Relationship Manager
Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Online appointment for other Loan ApplicationNot applicable to SME Financing Guarantee Scheme, BOCHK Bill Merchant Loan Program and BOC "Small Business Loan" Unsecured Loan
Flexible Loan Customer Cases
Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam
SME Financing Guarantee Scheme
Flexible financing is vital for business development
“Over the past few years, our company has been expanding our business into the GBA and building a new factory. We are fortunate to have BOCHK as our trusted banking partner to support our funding needs.”
KOLN 3D Founder Mr. Edmond Yau
Overcoming business challenges with our trusted banking partner
“The engineering business was severely hit by emergency situation over the past few years. BOCHK has supported us along the way in devising strategy for a more sustainable development. With collaborative efforts, we overcame the adversities with success.”
Golden Leaf Founder & Chief Executive Director Mr. Kenny Ip
Flexible Loan Customer Cases
Back me up on Innovations
“Startups require funding to power their growth, just as robots require electricity to operate. With 7x24 online loan application, I can make my visionary ideas come true and keep my robots powered at all times!”
Novelte Robotics Founder Mr. Albert Lam
SME Financing Guarantee Scheme
Flexible financing is vital for business development
“Over the past few years, our company has been expanding our business into the GBA and building a new factory. We are fortunate to have BOCHK as our trusted banking partner to support our funding needs.”
KOLN 3D Founder Mr. Edmond Yau
Overcoming business challenges with our trusted banking partner
“The engineering business was severely hit by emergency situation over the past few years. BOCHK has supported us along the way in devising strategy for a more sustainable development. With collaborative efforts, we overcame the adversities with success.”
Golden Leaf Founder & Chief Executive Director Mr. Kenny Ip
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Useful Information
Reminder : To borrow or not to borrow? Borrow only if you can repay!
The above products, services and offers are subject to terms and conditions.
Corporate Banking
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