Account Opening - SME in One

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Upon successful application of
Business Integrated Account, enjoy 50% discount on account application fee via online application, up to 3% savings deposit rate
and over HK$10,800 welcome offer^*^*Terms and Conditions apply

Apply Now

Business Integrated Account

Always-on Digital Banking

iGTB NET
Corporate Internet Banking

Powerful and secured online banking platform

Payroll Service

One-stop platform to manage payroll and tax return, online same-day salary payment to minimize cost

BoC Bill
Integrated Billing Service

Integrated billing service for online and offline payments

Watch now to Learn BOC Connect app

iGTB NET
Corporate Internet Banking

Powerful and secured online banking platform

Watch now to Learn BOC Connect app

3-Step Application for
Business Account

Fill in Application Form

Upload Documents

Online Identity Verification

Apply Now

Remarks:

Basic application requirements for "Remote Account Opening Service": (i) The Applicant should be Hong Kong Incorporated Sole Proprietorship, Partnership, Limited Company (including Limited by Guarantee Company) with annual sales turnover which meets our designated conditions; (ii) The Applicant should not have Corporate Shareholder; and (iii) Related Party(ies) of the Applicant should not exceed 10 and shall be a Hong Kong Identity Card holder(s).

The Applicant may choose to use "Remote Account Opening Service" when the above basic application requirements and the designated conditions of our bank are fulfilled. (Remarks: Even if "Remote Account Opening Service" is being preliminarily chosen, subject to the actual circumstance or the further information provided, we may alternately require visit to our bank for completing the account opening procedure.)

Opening a business account for sole proprietorship, partnership, and single-layer limited companies with share capital that are registered in Hong Kong can be completed earliest in 3 working days counting from completing the application submission, submit the required documents and pay the account opening fee.

In case of any dispute, the decision of the Bank shall be final.

Fill in Application Form

Apply Now

Remarks:

Basic application requirements for "Remote Account Opening Service": (i) The Applicant should be Hong Kong Incorporated Sole Proprietorship, Partnership, Limited Company (including Limited by Guarantee Company) with annual sales turnover which meets our designated conditions; (ii) The Applicant should not have Corporate Shareholder; and (iii) Related Party(ies) of the Applicant should not exceed 10 and shall be a Hong Kong Identity Card holder(s).

The Applicant may choose to use "Remote Account Opening Service" when the above basic application requirements and the designated conditions of our bank are fulfilled. (Remarks: Even if "Remote Account Opening Service" is being preliminarily chosen, subject to the actual circumstance or the further information provided, we may alternately require visit to our bank for completing the account opening procedure.)

Opening a business account for sole proprietorship, partnership, and single-layer limited companies with share capital that are registered in Hong Kong can be completed earliest in 3 working days counting from completing the application submission, submit the required documents and pay the account opening fee.

In case of any dispute, the decision of the Bank shall be final.

BIA Accounts Comparison

Monthly Service Fee - Total Relationship Balance^{^}

HK$50,000 or above
Waived

Below HK$50,000
HK$120

HK$200,000 or above
Waived

Below HK$200,000
HK$150

HK$1,000,000 or above
Waived

HK$500,000 to below HK$1,000,000
HK$100

Below HK$500,000
HK$200

Auto-Sweeping Service - Maximum limit^{^}

HK$75,000
US$9,000

HK$100,000
US$12,000
RMB80,000

HK$150,000
US$18,000
RMB120,000

Number of Free Counter Transactions^*

30 transactions
(for any counter transaction(s) exceeding the Maximum Limit shall be subject to a service fee of HK$20 per transaction.)

50 transactions
(for any counter transaction(s) exceeding the Maximum Limit shall be subject to a service fee of HK$20 per transaction.)

Support the needs of start-up business with tailor-made “Business Lite” Account, click here to learn more

Service Charge Payment^*

FPS
(Local Transfer)

Interbank
Transfer

HK$5 per transaction
(For any transaction(s) exceeding HK$100,000 shall be subject to a service fee of HK$10 per transaction.)

Funds transfer to a BOCHK account

Free

Telegraphic Transfer
(Outward Remittance)

Inward
Remittance

HK$60 per transaction

Outward
Remittance

HK$120 per transaction
HK$260 per transaction at BOCHK branch

^*Information on service charges and other charges, please click here to learn more
^{^}Subject to the relevant terms and conditions

BIA Accounts Comparison

Monthly Service Fee - Total Relationship Balance^{^}

HK$50,000 or above
Waived

Below HK$50,000
HK$120

Auto-Sweeping Service - Maximum limit^{^}

HK$75,000
US$9,000

Number of Free Counter Transactions^*

30 transactions
(for any counter transaction(s) exceeding the Maximum Limit shall be subject to a service fee of HK$20 per transaction.)

Support the needs of start-up business with tailor-made “Business Lite” Account, click here to learn more

Service Charge Payment^*

FPS
(Local Transfer)

Interbank
Transfer

Funds transfer to a BOCHK account

HK$5 per transaction
(For any transaction(s) exceeding HK$100,000 shall be subject to a service fee of HK$10 per transaction.)

Free

Telegraphic Transfer
(Outward Remittance)

Inward
Remittance

Outward
Remittance

HK$60 per transaction

HK$120 per transaction
HK$260 per transaction at BOCHK branch

^*Information on service charges and other charges, please click here to learn more
^{^}Subject to the relevant terms and conditions

Industrial Expertise

Trade Expertise

With the rise of trade uncertainty, liquidity and operational efficiency are crucial. BOCHK's dedicated team of trade services professionals provide a variety of cross-border trade finance to mitigate risks.