Greater Bay Area Payment

A diversified choice of payment tools to meet the different payment needs of customers in the Greater Bay Area

Pay with our BoC Pay, a cross-border payment e-wallet, without boundaries

BoC Pay is a one-stop cross-border payment e-wallet which customers can simply scan the UnionPay QR code to make payments in the Greater Bay Area conveniently without opening a bank account in the mainland.


"Pay as You Go" - BOC Dual Currency Card

It takes you voyage on a trip around the Greater Bay Area and brings you up to 4% Cash rebate with spending via mobile payment transactions. For overseas spending, customers can also enjoy 0% handling fee offer
Ease of convenience for Public Transportation payments say swiping the card to take the Guangzhou Metro, Shenzhen Metro, designated Shenzhen Taxi and Guangzhou-Shenzhen China Railway Highspeed Rail
You can bind the card with BoC Pay to enjoy QR code payment at ease; and also pay with Points at BoC Pay merchants and merchants accepting UnionPay QR code to offset spending with every dollar!
Reminder: To borrow or not to borrow? Borrow only if you can repay!

Terms and conditions apply.


Open a “Multi-Currency Savings Account” for RMB exchange

The “Multi-Currency Savings Account” enables you to manage RMB and a variety of foreign currencies at the same time, you may also withdraw RMB notes through our extensive ATM network for travelling conveniently.