- Private Wealth
- Wealth Management
- Enrich Banking
- i-Free Banking
- Private Banking
- Corporate BankingCorporate Banking
- SME in One
- RMB Services
- Cross-border Financial and Remittance Services
- Deposits
- InvestmentInvestment
- Securities
- Latest Promotion
- Securities Trading Services
- Shanghai-Hong Kong Stock Connect/Shenzhen-Hong Kong Stock Connect
- US Securities
- Monthly Stocks Savings Plan
- Family Securities Accounts
- IPO Shares Subscription and IPO Financing
- Securities Margin Trading Services
- Securities Club
- Virtual Securities Investment Platform
- Stock Information
- Fund
- Foreign Exchange
- Securities
- Mortgage
- Loan
- InsuranceInsurance
- Latest Promotion
- RMB Insurance Services
- MaxiWealth ULife Insurance Plan
- Forever Glorious ULife Plan II
- ReachUp Insurance Plan
- SmartGuard Critical Illness Plan
- iTarget 3 Years Savings Insurance Plan
- BOC Life Deferred Annuity (Fixed Term)
- BOC Life Deferred Annuity (Lifetime)
- BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking)
- Forever Wellbeing Whole Life Plan
- Glamorous Glow Whole Life Insurance Plan
- CoverU Whole Life Insurance Plan
- Personal Life Insurance
- Latest Promotion
- Business Protection
- Medical and Accident Protection
- Gostudy Student Insurance
- BOC Standard Voluntary Health Insurance Scheme Certified Plan
- BOC Flexi Voluntary Health Insurance Scheme Certified Plan
- BOC Worldwide Medical Insurance Plan
- BOC Medical Comprehensive Protection Plan (Series 1)
- Personal Accident Comprehensive Protection Plan
- China Express Accidental Emergency Medical Plan
- Credit Card
- MPF
- MoreMore
- e-Banking Service
- Promotion
- BoC Pay
- QR Cash
- Corporate Internet Banking
- Phone Banking
- Personal Internet Banking
- Personal Mobile Banking
- Two Factor Authentication
- BOCHK Mobile Application
- Automated Banking
- BOCHK Social Media
- e-Statement / e-Advice
- e-Cheques Services
- Smart Account Service
- BOCHK iService
- Finger Vein Authentication
- Faster Payment System
- BoC Bill Integrated Billing Service
- Mobile Account Opening
- e-Banking Service
- Home >
- Investment >
- Precious Metals >
- Notional Precious Metals Passbook Account >
ShareOverview
Trade without physical delivery of precious metals with zero commission
Also known as Paper Gold. Simply open an account to begin investing in gold and other precious metals. No handling fees, commission, and physical holding and delivery.
*The above information is only a summary of the product features. Please refer to the "Product Key Facts Statement" and "Principal Brochure" for details. Terms and conditions apply.
Detailed Information
Product Features
5 Precious Metals Products
Invest in 5 Precious Metals products such as London Gold Bullion, Gold Bullion of 0.99 fineness, Gold Bullion of 0.9999 fineness, London Silver and Zurich Platinum.
Inflationary protection
Precious Metals are a kind of asset with relatively high tendency to hold its value and considered as a hedging instrument.
$0 Commission and Handling Fees
Low bid-ask spread, zero commission and handling fees. Enjoy the low transaction fees.
Trade Anywhere, Anytime
The investment products can be traded via Mobile Banking, Internet Banking, Phone Banking and Manned Hotline.
Trading Hours Mondays to Fridays 08:00 - 03:30 the next day, except public holidays
For details regarding the Notional Precious Metals Passbook Account, please refer to Product Key Facts Statement and Principal Brochure
User Guide
Account Opening and Transaction
Process
If you do not own a Notional Precious Metals Passbook Account
Make an appointment
If you own a Notional Precious Metals Passbook Account
Place an Order1Log into Mobile Banking, select Precious Metals Trading
2Two-factor authentication login
3Select transaction details
4Enter transaction quantity
5Confirm the transaction
1Log into Internet Banking, select Precious Metal Information
2Two-factor authentication login
3Enter transaction details
4Confirm the transaction
1Log into Mobile Banking, select Precious Metals Trading
2Two-factor authentication login
3Select transaction details
4Enter transaction quantity
5Confirm the transaction
1Log into Internet Banking, select Precious Metal Information
2Two-factor authentication login
3Enter transaction details
4Confirm the transaction
Latest Precious Metals and FX Market Information
FAQ
Frequently Asked Questions
Paper gold is an investment account made available by the Bank for investors who are interested in buying and /or selling gold or other precious metals without involving in any physical delivery of the relevant precious metal, therefore saving storage and security costs. Investors can earn profits or may incur losses from trading the bid / ask spread of gold or other precious metals. Paper gold schemes are regulated as collective investment schemes under the SFO.
There are various names for Paper Gold Schemes in the market. The Notional Precious Metals Passbook Account of BOCHK is an investment instrument made available by the Bank for investors who are interested in buying and/or selling paper gold or other paper precious metals. The product is regulated as a collective investment scheme under the SFO.
Customer will need to own a BOCHK settlement account in HKD before visiting any branch to open a Notional Precious Metals Passbook Account. When the account is open, customer can buy or sell paper gold or other paper precious metals via online banking, mobile banking, phone banking or our manned Investment Hotlines.
Our trading hours are Mondays to Fridays 08:00 - 03:30 of the next day (Hong Kong time), except public holidays. The Bank may change the trading means and trading hours from time to time.
Customers can log in to account, select "Investments" > "Precious Metals" > "Transaction Records". All buy and sell transactions will also be recorded and shown in the consolidated accounts statements and/or the passbook.
There are no handling fees or charges of the Bank for any transaction placed under the Product. The Bank's profit margins are embedded in the Bank's Selling Price and the Bank's Purchase Price per Trading Unit.
Any investment involves risks. There are no exceptions when investing in the Paper Gold Scheme. In general, the Paper Gold scheme is considered ‘simple’ when compared to other structured investments as there are no leveraging, derivatives and margin calls involved. Investing in the Paper Gold Scheme is considered relatively low-risk. You should read the Product Key Facts Statement and Principal Brochure to understand the nature and risks of the Product.
The following risk disclosure statements cannot disclose all the risks involved. You should undertake your own research and study before you trade or invest. You should carefully consider whether trading or investment is suitable in light of your own financial position and investment objectives. You are advised to seek independent financial and professional advice before you trade or invest. You should seek independent professional advice if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment.
The following risk disclosure statements cannot disclose all the risks involved. You should undertake your own research and study before you trade or invest. You should carefully consider whether trading or investment is suitable in light of your own financial position and investment objectives. You are advised to seek independent financial and professional advice before you trade or invest. You should seek independent professional advice if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment.
The market in precious metals is volatile and a substantial loss may be incurred from transacting in them. Due to the fluctuating nature of the precious metals markets, their prices may rise or fall beyond your expectations and your investment funds may increase or decrease in value as a result of selling and purchasing of precious metals. Before making any investment decision, you should assess your own willingness and ability to bear risks and are advised to seek advice from an independent financial advisor.
This page is issued by Bank of China (Hong Kong) Limited. Its contents have not been reviewed by any regulatory authority in Hong Kong.
Corporate Banking
© 2023 BANK OF CHINA (HONG KONG) LIMITED.
ALL RIGHTS RESERVED.
Download the BOCHK Mobile Banking app