Low Contribution Amount
You can select in featured stocks provided by BOCHK according to your own preference. The minimum monthly contribution is as low as HK$ / RMB500 (The monthly contribution needs to be increased in a multiples of HK$ / RMB500 for each additional stock).
Preferential transaction Fee
A maximum of 20 stocks can be selected in each plan. A transaction fee equivalent to 0.25% of the total monthly contribution amount is charged for each plan. And the minimum charge is HK$ / RMB50 per month (including brokerage fee, stamp duty, transaction levy and transaction charge). You can also enjoy waivers on safe custody and collection fees of shareholder entitlements (e.g. dividend) to save more.
Earning Credit Card Gift Points by Making Contribution via Credit Card
You can earn up to 10,000 Gift Points* by making contribution via BOC Credit Card! The longer the consecutive contribution period, the higher gift points conversion rate. You can also make contribution through autopay from your securities settlement account. There is no upper limit on the contribution amount.
Consecutive Month(s) of Contributions
1 to 12 months
13 to 24 months
Over 24 months
Conversion Rate
(HK$ / RMB contribution amount: Credit Card Gift Points)
(HK$ / RMB contribution amount: Credit Card Gift Points)
5:1
3:1
1:1
Upper Limit of Gift Points
You can earn up to 10,000 BOC Credit Card Gift Points for each monthly contribution
*The Gift Points are only applicable to customers who hold valid BOC Credit Cards issued in Hong Kong bearing BOCHK logo
. The Gift Points are only applicable to customers who hold valid BOC Credit Cards issued in Hong Kong bearing BOCHK logo, but excludes BOC Credit Cards issued in the mainland and Macau, BOC CEA Dual Currency Credit Cards, BOC Hong Kong Airlines Visa Cards, BOC Great Wall International Credit Cards, USD cards, BOC Purchasing Cards, Private Label Cards and participants of the Automated Cash Rebate Redemption. The Gift Points cannot be redeemed for cash or exchanged for other products or services, and cannot be transferred. The above terms should be read in conjunction with those contained in the latest issue of “BOC Credit Card Gift Point Catalogue”.
. The Gift Points are only applicable to customers who hold valid BOC Credit Cards issued in Hong Kong bearing BOCHK logo, but excludes BOC Credit Cards issued in the mainland and Macau, BOC CEA Dual Currency Credit Cards, BOC Hong Kong Airlines Visa Cards, BOC Great Wall International Credit Cards, USD cards, BOC Purchasing Cards, Private Label Cards and participants of the Automated Cash Rebate Redemption. The Gift Points cannot be redeemed for cash or exchanged for other products or services, and cannot be transferred. The above terms should be read in conjunction with those contained in the latest issue of “BOC Credit Card Gift Point Catalogue”.
Selling Odd Lot Stocks at Market Price with More Flexibility
You can sell any stocks maintained in the plan at market price (even if the number of shares is less than one lot) to enjoy a higher return. You also can adjust the monthly contribution amount or change the stock portfolio according to your investment needs with $0 handling charges, grasping every investment opportunity with greater flexibility.
Balancing Overall Investment Effectiveness
by Dollar Cost Averaging
by Dollar Cost Averaging
The advantage of “Monthly Stocks Savings Plan” is based on the concept of “Dollar Cost Averaging”. You can buy more shares when the stock price goes down and less shares when the stock price goes up. With this long-term investment strategy, you do not have to worry about short term market fluctuation and balance the overall investment effectiveness.
Example
Contribution Month
Contribution Amount
(HK$)
(HK$)
Contribution Amount After Deducting Transaction Fee(HK$)
Purchase Price per Share (HK$)
Number of Shares Purchased
Net Contribution Amount (HK$)
January
1,000
950
15.38
61
938.18
February
1,000
950
17.24
55
948.20
March
1,000
950
16.70
56
935.20
April
1,000
950
17.50
54
945.00
1Click “Menu” > “Securities” > “Monthly Stocks Savings Plan”
1Click “Menu” > “Securities” > “Monthly Stocks Savings Plan”
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Easy investment
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