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Higher Potential Return
According to your outlook on the currency exchange rate and the performance of the currencies, you will receive the principal and interest at maturity. You have the opportunity to receive the Principal and Interest Amount in the Investment Currency to enhance your potential returns, or buy the Linked Currency at a predetermined conversion rate.
Designate Your Own Currency Pairs
Choose any two of the currencies from HKD, USD, CNY, AUD, NZD, GBP, CAD, EUR or JPY to form a currency pair and capture investment opportunities.
Extensive Investment Choices
Determine your Investment Period. Tenor can range from 1, 2 weeks to 1, 3, or 6 months. The minimum Principal Amount is HKD$50,000 or its equivalent in another currency. Here to provide flexible choices for your various investment needs.
Multi Trading Channels
Subscribe to our investment products via Internet Banking or by calling the Manned Investment Hotline.
Trading Hours Mondays to Fridays 9:00am to 7:00pm except public holidays
*The above information is only a summary of the product features. Please refer to the "Important Facts Statement" for details. Terms and conditions apply.
HKD is selected as the Investment Currency whilst AUD is the Linked Currency. The customer expects the AUD to appreciate against the HKD within a week. The customer will receive either the Principal and the Interest in the Investment Currency (HKD) or the Linked Currency (AUD) according to the performance of the currency.
Terms
Principal Amount
HKD 200,000
Investment Currency
HKD
Linked Currency
AUD
Investment Period
1 week (7 days)
Strike Price
(AUD/HKD)6.0000
Premium Interest Rates
14.6975% p.a.
Scenario 1: If the Linked Currency remains unchanged or appreciates against the Investment Currency, you will receive the Principal Amount and the Interest Amount in the Investment Currency.
Scenario 2: Assuming the Linked Currency depreciates against the Investment Currency, you will receive the Principal Amount plus the Interest Amount which has been converted into the Linked Currency at the Strike Price.
^The Spot Price refers to the spot exchange rate quoted by the Bank at 2:00 p.m. on the relevant maturity date. #The Strike Price will be fixed at the time you enter into the transaction with the Bank
Scenario 1
AUD remains unchanged or appreciates against HKD (e.g. Spot Price 6.0100)
Proceeds on the maturity date: HKD Principal Amount + Interest Amount
HKD 200,563.74
Principal + Interest
= HKD 200,000 + HKD (200,000 x 14.6975% x (7/365)) = HKD 200,000 + HKD 563.74
Scenario 2
AUD depreciates against HKD (e.g. Spot Price 5.9700)
Proceeds on the maturity date: AUD Principal Amount + Interest Amount
AUD 33,427.29
Principal + Interest
= (HKD 200,000 + HKD 563.74) / 6.0000 = AUD 33,427.29
HKD is selected as the Investment Currency whilst AUD is the Linked Currency. The customer expects the AUD to appreciate against the HKD within a week. The customer will receive either the Principal and the Interest in the Investment Currency (HKD) or the Linked Currency (AUD) according to the performance of the currency.
Terms
Principal Amount
HKD 200,000
Investment Currency
HKD
Linked Currency
AUD
Investment Period
1 week (7 days)
Strike Price
(AUD/HKD)6.0000
Premium Interest Rates
14.6975% p.a.
Scenario 1: If the Linked Currency remains unchanged or appreciates against the Investment Currency, you will receive the Principal Amount and the Interest Amount in the Investment Currency.
Scenario 2: Assuming the Linked Currency depreciates against the Investment Currency, you will receive the Principal Amount plus the Interest Amount which has been converted into the Linked Currency at the Strike Price.
^The Spot Price refers to the spot exchange rate quoted by the Bank at 2:00 p.m. on the relevant maturity date. #The Strike Price will be fixed at the time you enter into the transaction with the Bank
Scenario 1
AUD remains unchanged or appreciates against HKD (e.g. Spot Price 6.0100)
Proceeds on the maturity date: HKD Principal Amount + Interest Amount
HKD 200,563.74
Principal + Interest
= HKD 200,000 + HKD (200,000 x 14.6975% x (7/365)) = HKD 200,000 + HKD 563.74
Assuming that the Bank becomes insolvent or defaults on its obligations under this product, you can only claim as an unsecured creditor of Bank of China (Hong Kong) Limited regardless of the terms of this product. You may get nothing back and may lose all of your Principal Amount of and the Interest Amount. The above illustrative example and the scenario analysis are prepared with hypothetical data, and not based on the past performance of the currencies as stated herein. They are for reference only and do not guarantee or represent the final returns of Option Linked Investment. The above hypothetical examples should not be relied on as an indication of the actual performance of the Linked Currency or this product. You should not rely on these examples when making an investment decision.
Account Opening and Transaction Process
