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100% Principal Protection with Higher Potential Returns
Invest 100% or 50% of the potential Interest Amount accrued by the Principal Amount in buying call or put options on an opportunity to earn a higher potential return. If the Forex trend is not what you expected, you could still receive the Principal Amount in full if you hold it till maturity
Flexible Currency Combinations
Choose between 8 currency options. HKD, USD, AUD, NZD, GBP, CAD, EUR or JPY. Choose any 1 as the Investment Currency, and choose any 2 currencies to form a currency pair (excluding the currency pair of USD/ HKD). Exchange to another currency not necessary.
Extensive Investment Choices
Determine your Investment Period. Tenor can range from 1 - 2 weeks to 1, 3, or 6 months. The minimum Principal Amount is HKD$50,000 or its equivalent in another currency. Here to provide flexible choices for your various investment needs.
Multi Trading Channels
Subscribe to our investment products via Internet Banking or by calling the Manned Investment Hotline.
Trading hours: Mondays to Fridays 9:00am to 7:00pm except public holidays
*The above information is only a summary of the product features. Please refer to the "Important Facts Statement" for details. Terms and conditions apply.
AUD is selected as the Investment Currency, with a Principal Amount of AUD $100,000. The potential Interest Amount generated is AUD215.28 (assuming fixed deposit rate 2.50% p.a.), the Interest Amount is then 100% invested to the call option, the net interest is 0. (the net interest would be AUD$107.64 if 50% of the interest is invested to the call option). The call option is expected that NZD (Linked Currency) appreciates against HKD (Counter Currency) after 1 month. On the maturity date, if NZD (Linked Currency) appreciates against HKD (Counter Currency), the customer will receive the Principal Amount (AUD) and the Investment Return in the Counter Currency (HKD). Otherwise the customer will only receive the Principal Amount (AUD).
Terms
Principal Amount
AUD 100,000
Investment Currency
AUD
Linked Currency
NZD/HKD
Investment Period
1 month (31 days)
Strike Price (NZD/HKD)
5.3605
Agreed between the customer and the Bank based on the above information
Contract Amount of Call Option
NZD 32,342
Agreed between the customer and the Bank based on the above information
Scenario 1: The Linked Currency appreciates against the Counter Currency. The call option is exercised and the customer will receive the Principal Amount and Investment Return**
Scenario 2: The Linked Currency depreciates against the Counter Currency. The call option is not exercised, the customer receives the Principal Amount.
^The Spot Price refers to the spot exchange rate quoted by the Bank at 2:00 p.m. on the relevant Maturity Date. #The Strike Price means the exchange rate of the chosen Currency Pair agreed between you and the Bank when you enter into a Currency Linked Investments Contract with the Bank. **Investment Return = Contract Amount of Option being converted into the Counter Currency at the Spot Price – Contract Amount of Option being converted into the Counter Currency at the Strike Price
Scenario 1
NZD appreciates against HKD
(e.g. Spot Price = 5.5605)The amount received at maturity:
AUD 100,000 + HKD 6,468.4
100% Principal Amount (AUD)
+
Investment Return (HKD)
Principal Amount (Paid in Investment Currency) + Investment Return (Paid in Counter Currency)
= AUD 100,000 + HKD (5.5605 x 32,342 - 5.3605 x 32342)
Scenario 2
NZD depreciates against HKD
(e.g. Spot Price = 5.1605)The amount received at maturity:
AUD 100,000
100% Principal Amount
Principal Amount (Paid in Investment Currency)
= AUD100,000
AUD is selected as the Investment Currency, with a Principal Amount of AUD $100,000. The potential Interest Amount generated is AUD215.28 (assuming fixed deposit rate 2.50% p.a.), 50% of the interest is then invested to the put option, the net interest is AUD107.64 (the net interest would be 0 if the interest is fully invested to the put option). The put option is expected that NZD (Linked Currency) depreciates against HKD (Counter Currency) after 1 month. . On the maturity date, if the NZD (Linked Currency) depreciates against the HKD (Counter Currency), the customer will receive the Principal Amount and the Net Interest Amount in AUD (Investment Currency) and the Investment Return in HKD (Counter Currency). Otherwise the customer will only receive the Principal Amount (AUD) and the Net Interest Amount.
Terms
Principal Amount
AUD 100,000
Investment Currency
AUD
Linked Currency
NZD/HKD
Investment Period
1 month (31 days)
Strike Price (NZD/HKD)
5.3605
Agreed between the customer and the Bank based on the above information
Contract Amount of Put Option
NZD 16,171
Agreed between the customer and the Bank based on the above information
Scenario 1: The Linked Currency depreciates against the Counter Currency. The put option is exercised and the customer will receive the Principal Amount, Net Interest Amount and Investment Return**
Scenario 2: The Linked Currency appreciates against the Counter Currency. The put option is not exercised, the customer receives the Principal Amount and Net Interest Amount.
^The Spot Price refers to the spot exchange rate quoted by the Bank at 2:00 p.m. on the relevant Maturity Date. #The Strike Price means the exchange rate of the chosen Currency Pair agreed between you and the Bank when you enter into a Currency Linked Investments Contract with the Bank. **Investment Return = Contract Amount of Option being converted into the Counter Currency at the Strike Price – Contract Amount of Option being converted into the Counter Currency at the Spot Price
Scenario 1
NZD depreciates against HKD (e.g. Spot Price = 5.1605)
The amount received at maturity:
AUD 100,107.64 + HKD 3,234.2
100% Principal Amount plus Interest Rate
+Investment Return
Principal Amount plus Net Interest Amount (Paid in Investment Currency) + Investment Return (Paid in Counter Currency)
= AUD 100,000 + AUD 107.64+ HKD (5.3605 x 16,171 - 5.1605 x 16,171)
Scenario 2
NZD appreciates against HKD (e.g. Spot Price = 5.5605)
The amount received at maturity:
AUD 100,107.64
100% Principal Amount plus Net Interest Amount
Principal Amount (Paid in Investment Currency) + Net Interest Amount (Paid in Investment Currency)
= AUD 100,000 + AUD 107.64
AUD is selected as the Investment Currency, with a Principal Amount of AUD $100,000. The potential Interest Amount generated is AUD215.28 (assuming fixed deposit rate 2.50% p.a.), the Interest Amount is then 100% invested to the call option, the net interest is 0. (the net interest would be AUD$107.64 if 50% of the interest is invested to the call option). The call option is expected that NZD (Linked Currency) appreciates against HKD (Counter Currency) after 1 month. On the maturity date, if NZD (Linked Currency) appreciates against HKD (Counter Currency), the customer will receive the Principal Amount (AUD) and the Investment Return in the Counter Currency (HKD). Otherwise the customer will only receive the Principal Amount (AUD).
Terms
Principal Amount
AUD 100,000
Investment Currency
AUD
Linked Currency
NZD/HKD
Investment Period
1 month (31 days)
Strike Price (NZD/HKD)
5.3605
Agreed between the customer and the Bank based on the above information
Contract Amount of Call Option
NZD 32,342
Agreed between the customer and the Bank based on the above information
Scenario 1: The Linked Currency appreciates against the Counter Currency. The call option is exercised and the customer will receive the Principal Amount and Investment Return**
Scenario 2: The Linked Currency depreciates against the Counter Currency. The call option is not exercised, the customer receives the Principal Amount.
^The Spot Price refers to the spot exchange rate quoted by the Bank at 2:00 p.m. on the relevant Maturity Date. #The Strike Price means the exchange rate of the chosen Currency Pair agreed between you and the Bank when you enter into a Currency Linked Investments Contract with the Bank. **Investment Return = Contract Amount of Option being converted into the Counter Currency at the Spot Price – Contract Amount of Option being converted into the Counter Currency at the Strike Price
Scenario 1
NZD appreciates against HKD
(e.g. Spot Price = 5.5605)
The amount received at maturity:
AUD 100,000 + HKD 6,468.4
100% Principal Amount (AUD)
Investment Return (HKD)
Principal Amount (Paid in Investment Currency) + Investment Return (Paid in Counter Currency)
= AUD 100,000 + HKD (5.5605 x 32,342 - 5.3605 x 32342)
AUD is selected as the Investment Currency, with a Principal Amount of AUD $100,000. The potential Interest Amount generated is AUD215.28 (assuming fixed deposit rate 2.50% p.a.), 50% of the interest is then invested to the put option, the net interest is AUD107.64 (the net interest would be 0 if the interest is fully invested to the put option). The put option is expected that NZD (Linked Currency) depreciates against HKD (Counter Currency) after 1 month. . On the maturity date, if the NZD (Linked Currency) depreciates against the HKD (Counter Currency), the customer will receive the Principal Amount and the Net Interest Amount in AUD (Investment Currency) and the Investment Return in HKD (Counter Currency). Otherwise the customer will only receive the Principal Amount (AUD) and the Net Interest Amount.
Terms
Principal Amount
AUD 100,000
Investment Currency
AUD
Linked Currency
NZD/HKD
Investment Period
1 month (31 days)
Strike Price (NZD/HKD)
5.3605
Agreed between the customer and the Bank based on the above information
Contract Amount of Put Option
NZD 16,171
Agreed between the customer and the Bank based on the above information
Scenario 1: The Linked Currency depreciates against the Counter Currency. The put option is exercised and the customer will receive the Principal Amount, Net Interest Amount and Investment Return**
Scenario 2: The Linked Currency appreciates against the Counter Currency. The put option is not exercised, the customer receives the Principal Amount and Net Interest Amount.
^The Spot Price refers to the spot exchange rate quoted by the Bank at 2:00 p.m. on the relevant Maturity Date. #The Strike Price means the exchange rate of the chosen Currency Pair agreed between you and the Bank when you enter into a Currency Linked Investments Contract with the Bank. **Investment Return = Contract Amount of Option being converted into the Counter Currency at the Strike Price – Contract Amount of Option being converted into the Counter Currency at the Spot Price
Scenario 1
NZD depreciates against HKD (e.g. Spot Price = 5.1605)
The amount received at maturity:
AUD 100,107.64 + HKD 3,234.2
100% Principal Amount plus Interest Rate
Investment Return
Principal Amount plus Net Interest Amount (Paid in Investment Currency) + Investment Return (Paid in Counter Currency)
= AUD 100,000 + AUD 107.64+ HKD (5.3605 x 16,171 - 5.1605 x 16,171)
In extreme cases, assuming that the Bank becomes insolvent or defaults on its obligations under this product, you may get nothing back. The above illustrative example and the scenario analysis are prepared with hypothetical data, and not based on the past performance of the currencies as stated herein. They are for reference only and do not guarantee or represent the final returns of Option Linked Investment. The above hypothetical examples should not be relied on as an indication of the actual performance of the Linked Currency or this product. You should not rely on these examples when making an investment decision.
Account Opening and Transaction Process
