BOCHK invites you to embrace the full spectrum of “Redefine Retirement. Refine Life.”
From the foundational milestone of financial independence to the nurturing of your holistic wellbeing, we are here to add vibrant colour to your life in next chapter. Built upon the core pillars of "Wellness as the Priority, Lifestyle as the Path, and Wealth as the Wings", our bespoke solutions cater your every need from a multi-dimensional perspective. We strive to be your trusted partner and navigator on your journey to a vibrant, purposeful and empowered retirement life.
With our tailored offers exclusively for our "selected customers"1, retirement should never be an end but an elevated Wealth, Wellness and Lifestyle. Through comprehensive offers in core pillars of "Wellness as the Priority, Lifestyle as the Path, and Wealth as the Wings", we help you to refine retirement in your own terms.
“Redefine Retirement. Refine Life.” solution is bespoke for you, the exclusive customer1. Your retirement is not a pause — it is the debut of a superior life chapter. Click here to explore the latest privileges and rewards.
Through curated experiences and bespoke events, the very essence of a life refined is invited to be savoured — ensuring your most beautiful chapters are steadfastly guarded.
Please stay tuned for further lifestyle curation, wellness and assets appreciation events. For more details, please contact your Relationship Manager.
True financial independence begins when you empower your assets to act as your wings.
“Redefine Retirement. Refine Life.” holistic wealth management plan starts with BOCHK professional team deeply understanding your next life milestones and retirement aspirations.
At your direction, we transform passive assets into stable cash flow and flexible reserves, ensuring you are well-cared for while securing your legacy.
A serene future isn't a wish; it is a foundation we lay together today.
Global Safeguard
A synergy of robust wealth management and life protection, ensuring you enjoy your defined retirement in any corner of the globe with the support of BOCHK holistic retirement insurance solution.
Reverse Mortgage Programme – Unlock your Hong Kong residential property into a reliable monthly cash flow to support your retirement. Choose a payout period of 10, 15, 20 years, or for life. Best of all, you can continue living in your home permanently.
Global Integrated Services offering one-stop solutions from global accounts, global remittance, global mutual recognition, salary direct remittance, attestation service for account opening to payment connect service for mastering your wealth as one.
To truly enjoy life of next chapter, wellness must take the lead.
BOCHK “Redefine Retirement. Refine Life.” offers meticulously prepared health solutions for your next chapter.
Strategic Alliance
In collaboration with strategic partners, BOC Life, introduces "Health and Wellness" to redefine the cross-border retirement experience.
New Home-based Elderly Care Solutions: YDCare, a member of the “Assure2gether” Alliance, provides health concierge service and integrated personalized home-based elderly care services to reduce the stress on caregivers, while enhancing the physical and mental well-being of both the elderly and their caregivers.
Cognitive Health Risk Assessment: Through Health View Bioanalytic, a member of the “Assure2gether” Alliance, you can access the Automatic Retinal Image Analysis (“ARIA”) system developed through patented technologies from the faculty of medicine at a local university. This assessment enables early prediction of cognitive health risks, ensuring that prevention stays one step ahead of the passage of time.
BOCHK proudly partners with Adventist Medical Center to launch a dedicated cognitive health check-up under the “MindWell” program, focusing on sleep health and cognitive brain function assessments. In addition, customers can enjoy separate senior wellness check-up privileges, as well as a range of Traditional Chinese Medicine (TCM) wellness services – from “treating winter illnesses in summer” to Tian Jiu herbal patch therapies – offering seasonally tailored care throughout the year to support overall health and well-being.
*The above services may vary depending on the facilities and services available at the designated Hong Kong Adventist Hospital or Adventist Medical Centre (“Merchant”). For details, please refer to the respective Merchant’s website or promotional materials.
Terms and conditions of New Home-based Elderly Care Solutions and Cognitive Health Risk Assessment:
Any advice, reports or information (if applicable) provided in relation to the use of the above mentioned service (“the Materials”) is for reference only. BOCHK and/or BOC Life and/or YDCare and/or Health View Bioanalytic and its/their affiliates and their business partners do not guarantee that the Materials will meet the relevant persons’ health or medical needs, nor is it intended for diagnosis or treatment, and cannot replace any qualified professional medical or health advice and should not be construed as such. BOCHK and/or BOC Life and/or YDCare and/or Health View Bioanalytic and its/their affiliates and their business partners shall not accept any responsibility for any use or interpretation of the Materials by others, and the Materials and/or any information related to the relevant persons’ health conditions will not be shared with BOCHK and/or BOC Life.
All of the above mentioned service including the provision of any service by member(s) of the “Assure2gether” Alliance and its/their affiliates and their business partners (“the ”Assure2gether” Services) should not be considered as a direct or indirect referral, recommendation, suggestion or endorsement by BOCHK and/or BOC Life. BOC Life and/or BOCHK has/have not directly or indirectly engaged any medical professionals or healthcare service providers including those medical professionals or healthcare service providers arranged / referred by any member of the “Assure2gether” Alliance to provide the relevant person(s) with any medical or healthcare services, and does not guarantee the service standard or quality of any such medical professionals or healthcare service providers. BOCHK and/or BOC Life shall not be liable for any loss, damage or consequences arising from or resulting from the use of the ”Assure2gether” Services, and does not make any warranty or representation as to the reliability, accuracy, completeness or timeliness of any Materials. If the relevant person(s) have any medical or health-related issues, they should seek professional advice from qualified medical professionals or healthcare service providers. The relevant person(s) have the right to choose their own medical professionals or healthcare service providers based on their own judgment, assessment and preference. The decision to entrust any supplier to provide relevant services is entirely at the relevant person(s)’ own discretion and responsibility.
Terms and Conditions of Elite Diagnostics:
Promotion period is valid from 24 April 2026 until 31 December 2026 (both days inclusive).
This Program is only applicable to Private Wealth and Wealth Management customer of Bank of China (Hong Kong) Limited (“BOCHK”) (“Eligible Customer”).
The above services will be determined by the services available at the designated Hong Kong Adventist Hospital or Medical Centre (the “Merchant”). For details, please refer to the promotional page on the Merchant’s website.
Eligible Customers must pay the service(s) by using BOC Credit Cards, BOC UnionPay Dual Currency Credit Cards and BOC Co-branded Cards issued in Hong Kong bearing the BOC logo or BOC MasterCard® Debit Card.
Should there be any illegal or fraudulent act committed by a customer, BOCHK and the Merchant have the right of forfeiture of a customer’s eligibility to participate in this Program and reserve the right to take legal action in such instances.
The above products, services, and offers are subject to terms and conditions from the Merchant. For details, please refer to the promotional page on the Merchant’s website. BOCHK is not the Merchant and / or a provider of their services. BOCHK accepts no liability for the products and/or services provided. Any enquires, opinions, claims, complaints or disputes regarding the products and/or services should be directed to the Merchant and /or relevant service provider. BOCHK accepts no liability for and does not guarantee the quality of the product and/or service and/or any other matters relating to the product and/or service provided by the Merchant or the service provider, and does not accept any liability arising in conjunction with the product and/or service provided. The Merchant and/or the service provider of the product and/or service are solely responsible for all obligations and liabilities relating to product and/or service.
BOCHK and the Merchant reserve the right to amend, suspend or cancel the Program or its terms and conditions and the right of final decision on all matters and disputes.
In case of disputes, BOCHK and the Merchant reserve the right of final decision on all matters.
Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.
Retirement is a journey defined by the path of your lifestyle.
“Redefine Retirement. Refine Life.” curates limitless privileges to help you taste the true essence of living.
Prestige Access
Private Wealth customers enjoy exclusive bookings at prestigious private clubs and golf courses in HK and Mainland China.
BOC Life "RetireCation" Experience Program provides you with an exclusive and brand-new experience3. Our RetireCation network currently spans over 30 destinations across the Greater Bay Area and other livable cities in Mainland as well as 7 Asian countries . We will set off with you to explore the infinite possibilities of retirecation. This is not just a travel plan, but a journey of the soul.
Remark: To borrow or not to borrow? Borrow only if you can repay! Stored Value Payment Instrument License Number: SVFB072
“Redefine Retirement. Refine Life.” solution is bespoke for you, the exclusive customer1. Your retirement is not a pause — it is the debut of a superior life chapter. Click here to explore the latest privileges and rewards.
Through curated experiences and bespoke events, the very essence of a life refined is invited to be savoured — ensuring your most beautiful chapters are steadfastly guarded.
Please stay tuned for further lifestyle curation, wellness and assets appreciation events. For more details, please contact your Relationship Manager.
True financial independence begins when you empower your assets to act as your wings.
“Redefine Retirement. Refine Life.” holistic wealth management plan starts with BOCHK professional team deeply understanding your next life milestones and retirement aspirations.
At your direction, we transform passive assets into stable cash flow and flexible reserves, ensuring you are well-cared for while securing your legacy.
A serene future isn't a wish; it is a foundation we lay together today.
Global Safeguard
A synergy of robust wealth management and life protection, ensuring you enjoy your defined retirement in any corner of the globe with the support of BOCHK holistic retirement insurance solution.
Reverse Mortgage Programme – Unlock your Hong Kong residential property into a reliable monthly cash flow to support your retirement. Choose a payout period of 10, 15, 20 years, or for life. Best of all, you can continue living in your home permanently.
Global Integrated Services offering one-stop solutions from global accounts, global remittance, global mutual recognition, salary direct remittance, attestation service for account opening to payment connect service for mastering your wealth as one.
To truly enjoy life of next chapter, wellness must take the lead.
BOCHK “Redefine Retirement. Refine Life.” offers meticulously prepared health solutions for your next chapter.
Strategic Alliance
In collaboration with strategic partners, BOC Life, introduces "Health and Wellness" to redefine the cross-border retirement experience.
New Home-based Elderly Care Solutions: YDCare, a member of the “Assure2gether” Alliance, provides health concierge service and integrated personalized home-based elderly care services to reduce the stress on caregivers, while enhancing the physical and mental well-being of both the elderly and their caregivers.
Cognitive Health Risk Assessment: Through Health View Bioanalytic, a member of the “Assure2gether” Alliance, you can access the Automatic Retinal Image Analysis (“ARIA”) system developed through patented technologies from the faculty of medicine at a local university. This assessment enables early prediction of cognitive health risks, ensuring that prevention stays one step ahead of the passage of time.
BOCHK proudly partners with Adventist Medical Center to launch a dedicated cognitive health check-up under the “MindWell” program, focusing on sleep health and cognitive brain function assessments. In addition, customers can enjoy separate senior wellness check-up privileges, as well as a range of Traditional Chinese Medicine (TCM) wellness services – from “treating winter illnesses in summer” to Tian Jiu herbal patch therapies – offering seasonally tailored care throughout the year to support overall health and well-being.
*The above services may vary depending on the facilities and services available at the designated Hong Kong Adventist Hospital or Adventist Medical Centre (“Merchant”). For details, please refer to the respective Merchant’s website or promotional materials.
Terms and conditions of New Home-based Elderly Care Solutions and Cognitive Health Risk Assessment:
Any advice, reports or information (if applicable) provided in relation to the use of the above mentioned service (“the Materials”) is for reference only. BOCHK and/or BOC Life and/or YDCare and/or Health View Bioanalytic and its/their affiliates and their business partners do not guarantee that the Materials will meet the relevant persons’ health or medical needs, nor is it intended for diagnosis or treatment, and cannot replace any qualified professional medical or health advice and should not be construed as such. BOCHK and/or BOC Life and/or YDCare and/or Health View Bioanalytic and its/their affiliates and their business partners shall not accept any responsibility for any use or interpretation of the Materials by others, and the Materials and/or any information related to the relevant persons’ health conditions will not be shared with BOCHK and/or BOC Life.
All of the above mentioned service including the provision of any service by member(s) of the “Assure2gether” Alliance and its/their affiliates and their business partners (“the ”Assure2gether” Services) should not be considered as a direct or indirect referral, recommendation, suggestion or endorsement by BOCHK and/or BOC Life. BOC Life and/or BOCHK has/have not directly or indirectly engaged any medical professionals or healthcare service providers including those medical professionals or healthcare service providers arranged / referred by any member of the “Assure2gether” Alliance to provide the relevant person(s) with any medical or healthcare services, and does not guarantee the service standard or quality of any such medical professionals or healthcare service providers. BOCHK and/or BOC Life shall not be liable for any loss, damage or consequences arising from or resulting from the use of the ”Assure2gether” Services, and does not make any warranty or representation as to the reliability, accuracy, completeness or timeliness of any Materials. If the relevant person(s) have any medical or health-related issues, they should seek professional advice from qualified medical professionals or healthcare service providers. The relevant person(s) have the right to choose their own medical professionals or healthcare service providers based on their own judgment, assessment and preference. The decision to entrust any supplier to provide relevant services is entirely at the relevant person(s)’ own discretion and responsibility.
Terms and Conditions of Elite Diagnostics:
Promotion period is valid from 24 April 2026 until 31 December 2026 (both days inclusive).
This Program is only applicable to Private Wealth and Wealth Management customer of Bank of China (Hong Kong) Limited (“BOCHK”) (“Eligible Customer”).
The above services will be determined by the services available at the designated Hong Kong Adventist Hospital or Medical Centre (the “Merchant”). For details, please refer to the promotional page on the Merchant’s website.
Eligible Customers must pay the service(s) by using BOC Credit Cards, BOC UnionPay Dual Currency Credit Cards and BOC Co-branded Cards issued in Hong Kong bearing the BOC logo or BOC MasterCard® Debit Card.
Should there be any illegal or fraudulent act committed by a customer, BOCHK and the Merchant have the right of forfeiture of a customer’s eligibility to participate in this Program and reserve the right to take legal action in such instances.
The above products, services, and offers are subject to terms and conditions from the Merchant. For details, please refer to the promotional page on the Merchant’s website. BOCHK is not the Merchant and / or a provider of their services. BOCHK accepts no liability for the products and/or services provided. Any enquires, opinions, claims, complaints or disputes regarding the products and/or services should be directed to the Merchant and /or relevant service provider. BOCHK accepts no liability for and does not guarantee the quality of the product and/or service and/or any other matters relating to the product and/or service provided by the Merchant or the service provider, and does not accept any liability arising in conjunction with the product and/or service provided. The Merchant and/or the service provider of the product and/or service are solely responsible for all obligations and liabilities relating to product and/or service.
BOCHK and the Merchant reserve the right to amend, suspend or cancel the Program or its terms and conditions and the right of final decision on all matters and disputes.
In case of disputes, BOCHK and the Merchant reserve the right of final decision on all matters.
Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.
Retirement is a journey defined by the path of your lifestyle.
“Redefine Retirement. Refine Life.” curates limitless privileges to help you taste the true essence of living.
Prestige Access
Private Wealth customers enjoy exclusive bookings at prestigious private clubs and golf courses in HK and Mainland China.
BOC Life "RetireCation" Experience Program provides you with an exclusive and brand-new experience3. Our RetireCation network currently spans over 30 destinations across the Greater Bay Area and other livable cities in Mainland as well as 7 Asian countries . We will set off with you to explore the infinite possibilities of retirecation. This is not just a travel plan, but a journey of the soul.
Remark: To borrow or not to borrow? Borrow only if you can repay! Stored Value Payment Instrument License Number: SVFB072
“Redefine Retirement. Refine Life.” solution is bespoke for you, the exclusive customer1. Your retirement is not a pause — it is the debut of a superior life chapter. Click here to explore the latest privileges and rewards.
Through curated experiences and bespoke events, the very essence of a life refined is invited to be savoured — ensuring your most beautiful chapters are steadfastly guarded.
Please stay tuned for further lifestyle curation, wellness and assets appreciation events. For more details, please contact your Relationship Manager.
This page is issued by Bank of China (Hong Kong) Limited. Its contents have not been reviewed by any regulatory authority in Hong Kong.
1. Private Wealth and Wealth Management customers.
2. Customer is required to conduct a "Financial Needs Analysis" and select the appropriate life insurance product based on their financial & life protection needs. Before confirming any life insurance application decision, customers should refer to the policy terms and relevant sales materials of the product to understand the product details and risks involved. Any insurance application decision should be based on the customer's own needs and affordability. For enquiry, please contact your Relationship Manager.
BOCHK is the appointed agency of China Life Insurance (Overseas) Company Limited ("China Life (Overseas)") and Bank of China Group Life Insurance Company Limited ("BOC Life") (collectively called: “Insurance Companies”) for distribution of life insurance products. The Policy Owner is subject to the credit risk of BOC Life. If the Policy Owner discontinues and/or surrenders the insurance plan in the early policy years, the amount of the benefit he/she will get back may be considerably less than the amount of the premium he/she has paid. The life insurance products are products of Insurance Companies but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Life Insurance Plans should be resolved between directly Insurance Companies and the customer.
This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. Please refer to the sales documents, including product brochure, benefit illustration and policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary rider(s) (if any). For enquiry, please contact the branch staff of the major insurance agency.
3. For information on "RetireCation"’s membership, member privileges, rewards, terms and conditions and other details, please refer to "RetireCation" Details (https://www.boclife.com.hk/en/retirecation/program.pdf) and the latest announcements at "RetireCation" Official Website. Member privileges are provided and/or arranged by third-party business partners, their subsidiaries and/or the business partners of such third-party business partners and their subsidiaries including but not limited to Towa Tours Limited (Travel Agent License: 351144) (collectively the "Supplier"). Before using the member privileges, all participants must understand and agree to the terms and conditions, the privacy policy and personal information collection statement issued by the Supplier. BOC Life is not the supplier of the member privileges, and gives no guarantee to the products and/or services provided by the Supplier and/or the quality and/or supply thereof, and does not accept any liability arising in conjunction with the use of the products and/or the services provided by the Supplier.
Investment involves risk.
You will leave the BOCHK website and open and link to a third-party website that is not in any way associated with BOCHK in a new browser. For third-party websites, all guarantees, obligations and responsibilities related to the services are solely the responsibility of the owners of the third-party websites. BOCHK is not responsible for checking the content of such third party websites. Use of such hyperlinks and third party websites is at your own risk. BOCHK shall not be responsible for any consequences arising or arising from your use of such hyperlinks and third-party websites. By confirming, you agree to the above.
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