All-new BoC Pay+! Easy Payments, Credit Card Management and Earning Rewards!

The upgraded interface is simple and easy to use. Really, it is! Even cross-border payments are easy. And every time you spend, you earn points!
The NEW “Small-value Payment without Password” feature for local purchases in HKD 1,000 or below, means you don’t have to enter your password every time to pay, so you can shop faster and easier!
You can use any of your Bank of China credit cards to top up your Pay+ wallet, paying is even more convenient!
Cross-border spending is also easier than ever! Just look for the "WeChat Pay QR code", the "UnionPay QuickPass QR code" or “e-CNY”.

(Top-Up / Small Amount Password-free Settings / Balance Withdrawal / Limit Management)

Collect
1. Click “Collec/Pay” at homescreen

Collect
2. Click “Collect” and show Collection Code

Collect
3. Save image or send to friends

Pay
1. Click “Collec/Pay” at homescreen

Pay
2. Show Payment Code

Pay
3. Select Payment Method

Pay
4. Payment Successful

1. Click “Scan”

2. After scanning, select Payment Method and enter amount

3. Confirm payment details

4. Payment successful

1. Select “Transfer” / “FPS”

2. Enter Name / Mobile Number / FPS ID

3. Select Transfer and Payment Method

4. Confirm payment details

5. Enter payment password and transfer successfully

6. Click at homescreen or menu

7. Click at homescreen or menu

8. Click send

9. Select payee(s)

10. Input amount

11. Select / input greetings

12. Select theme

13. Confirm payee and amount, input payment passcode

14. Share image with friends and family

1. Click “Ride” at homescreen or menu

2. Show “Transit Code”
For first-time use, follow the instructions to activate the Transit Code

1. Select “Transfer” – “Cross-Border Remittance”

2. Enter the remittance recipient’s information

3. Enter the remittance amount

4. Confirm remittance details

5. Enter payment password to complete remittance

Top-Up
1. Select “Top-Up”

Top-Up
2. Select Top-Up Account or Credit Card

Top-Up
3. Enter Top-Up amount

Top-Up
4. Enter payment password to complete top-up

Small Amount Password-free settings
1. Select “Small Amount Password-free”

Small Amount Password-free settings
2. Activate “Small Amount Password-free”

Small Amount Password-free settings
3. Enter payment password

Small Amount Password-free settings
4. Activate “Small Amount Password-free” successfully

Balance Withdrawal
1. Select “Balance Withdrawal”

Balance Withdrawal
2. Select the Credit Card or Bank Account to transfer back to

Balance Withdrawal
3. Enter transfer amount

Balance Withdrawal
4. Enter payment password to send transfer instruction

Limit Management
1. Select “Limit Management”

Limit Management
2. Set up the limit of “Transfer and Remittance” and “Merchants Spending”

Limit Management
3. Enter payment password and set up successfully

Check Your Balance and Manage your Instalments.

Manage all your BOC credit cards in one app.
Apply for credit cards and check your application status, monitor your monthly statement balances, transaction histories and register for credit card promotions. It’s all so easy on just one card.
Check your available credit limits instantly or withdraw cash. You can also set up monthly statement installments. So even managing your debts is flexible.

1. Select “Credit Card Overview”

2. Enter payment password

3. Enable biometric verification to view card information

4. View card information

5. View transaction histories

1. Select “Monthly Statement Instalments”

2. Select “Apply Now”

3. Read and agree terms and conditions

4. Enter “Monthly Statement Instalments” selection page

5. After selecting statement instalments plan, click “Continue”

6. Confirm plan details, click “Agree and Confirm” to complete application

Apply for Credit Cards
1. Select Credit Cards at homescreen or menu

Apply for Credit Cards
2. Select New Card to apply

Apply for Credit Cards
3. Click “Apply Now”

Apply for Credit Cards
4. Upload information to complete application

Application Status
1. Main Menu – Credit Cards – Check Application Status

Application Status
2. Check Credit Card application status

Confirm New Cards
1. Main Menu – Credit Cards

Confirm New Cards
2. Or check Application Status – Confirm New Cards

Confirm New Cards
3. After entering payment password, select New Card to confirm

Confirm New Cards
4. Successfully confirmed

1. Select “Register for Promotions”

2. Click “Register Now”

3. Select the Credit Card to register for promotions, click “Confirm”

4. Click “Agree and Register”

5. Successfully registered

Our brand-new upgraded gift points programme lets you check how many points you have. You can use your points to offset transactions, redeem cash coupons, get cash back, and flight miles. Whatever you want it’s up to you!
Whenever you use BoC Pay+ you earn 1 point for every HKD 1 you spend. Even better, you can combine your points with your BOC credit card points to accumulate redeemable point faster!
Both local and overseas merchants' transactions can be offset with points. On the 8th, 18th, and 28th of January and February, you can use points to offset transactions at a 12% off discount. Offset your spending with Gift Points from just HK$1!