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BOC Express Cash Instalment Loan Balance Transfer
Declutter Your Debts at Low Interest Rate
& Enjoy up to HK$23,888 Cash Rebate
& Enjoy up to HK$23,888 Cash Rebate
Terms and Conditions are issued in non-paper form copies for all Instalment Loan applied via this application channel. Physical copies of the relevant Terms and Conditions are available upon request at the branches. You can download and store the below terms and conditions in the Bank’s websitewithin 30 days.You may not be able to download and store such version of the information after the expiry of the specified timeframe.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
Latest Offer
Up to HK$23,888
Cash Rebate4
Cash Rebate4
Successful applicants fulfill the following criteria will be entitled up to HK$23,888 Cash Rebate
Submit application and required documents within the promotion period and drawdown on or before specified date.- Loan amount of HK$50,000 or above, with repayment tenor of 36 months or above
Help you consolidate and settle credit card debts and outstanding loans with ease. With extra stand-by cash, you may even budget your finances in a more meaningful and flexible way
Product Features
Save interest expenses.
Help you centralize your repayment and settle outstanding loans with ease!
Help you centralize your repayment and settle outstanding loans with ease!
Easy Application
Benefit from quicker approval process upon setting up of “IADS” or BOCHK Payroll, which income proof may be waived 13
Extra cash rebate of HK$100 upon “IADS” set up and loan drawdown6
Loan Amount
Loan amount up to HK$2,000,000 or 23 times of monthly salary8 (whichever is lower)
Loan Tenor
Up to 72 months11
Extra Stand-by Cash
Up to 12 times of monthly salary8
Monthly Repayment Amount
APR and Monthly Repayment Amount
You may choose the most suitable repayment schedule that matches with your financial needs and abilities.
Simple Steps to Apply
1As quick as one-minute instant approval
2Online upload documents
3Loan Confirmation
1As quick as one-minute instant approval
2Online upload documents
3Loan Confirmation
Application Channels
Loan Application Hotline +852 2108 3688
From 9:00 a.m. to 9:00 p.m. between Mondays and Fridays, from 9:00 a.m. to 6:00 p.m. on Saturdays, excluding public holidays
or Meet us at any BOCHK branches
Disclaimer and Terms
Important Notice and Privacy Policy Statement
Conditions for Services
Terms and Conditions and Remarks of BOC "Express Cash" Instalment Loan/ Balance Transfer
Notification of Amendment on Terms and Conditions and Remarks of BOC "Express Cash" Instalment Loan/ Balance Transfer (applicable to the loan starting with Loan Number 0238)
Notice of Amendments on Terms and Conditions and Remarks for BOC "Express Cash" Instalment Loan/Balance Transfer/"iSmart" Tax Loan/BOC Express Cash Revolving Credit
Bank of China (Hong Kong) Limited BOC Express Cash Revolving Credit Terms and Conditions
- The APR of this promotion is from 5.93%-32.51%.
- The APR is calculated according to the guidelines laid down in The Hong Kong Association of Banks for reference use only. An APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualised rate.
- The customer is responsible for paying the relevant data costs incurred by using and / or downloading the BOCHK Mobile Banking. Please download the mobile app from the official software application store or BOCHK homepage, and pay attention to the identifying words of the search. By using BOCHK Mobile Banking, the viewers agree to the disclaimer and policy of BOCHK on BOCHK Mobile Banking from time to time.
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.,. Android, Google Play, and the Google Play logo are trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
- The APR of this promotion is from 5.93%-32.51%.
- The APR is calculated according to the guidelines laid down in The Hong Kong Association of Banks for reference use only. An APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualised rate.
- The customer is responsible for paying the relevant data costs incurred by using and / or downloading the BOCHK Mobile Banking. Please download the mobile app from the official software application store or BOCHK homepage, and pay attention to the identifying words of the search. By using BOCHK Mobile Banking, the viewers agree to the disclaimer and policy of BOCHK on BOCHK Mobile Banking from time to time.
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.,. Android, Google Play, and the Google Play logo are trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
- The above products, services and offers are subject to the relevant promotion terms and conditions. For details, please refer to the relevant promotion materials or contact the staff of BOCHK.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
This page is issued by Bank of China (Hong Kong) Limited. Its contents have not been reviewed by any regulatory authority in Hong Kong.
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ALL RIGHTS RESERVED.
Simple Loan Application via Online