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BOC Express Cash Instalment Loan Balance Transfer
Declutter Your Debts at Low Interest Rate
& Enjoy up to HK$23,888 Cash Rebate
& Enjoy up to HK$23,888 Cash Rebate
Terms and Conditions are issued in non-paper form copies for all Instalment Loan applied via this application channel. Physical copies of the relevant Terms and Conditions are available upon request at the branches. You can download and store the below terms and conditions in the Bank’s website within 30 days.
You may not be able to download and store such version of the information after the expiry of the specified timeframe.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
You may not be able to download and store such version of the information after the expiry of the specified timeframe.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
Product Features
Save interest expenses.
Help you centralize your repayment and settle outstanding loans with ease!
Help you centralize your repayment and settle outstanding loans with ease!
Interest Expenses
Save interest expenses
Loan Amount
Loan amount up to HK$2,000,000 or 23 times of monthly salary5 (whichever is lower)
Loan Tenor
Up to 72 months
Extra Stand-by Cash
Up to 12 times of monthly salary5
Latest Offer
Up to HK$23,888
Cash Rebate
Cash Rebate
- +Successful applicants fulfill the following criteria will be entitled up to HK$23,888 Cash Rebate2
From now until 3 March 2025, successful applicants submit the application and upload document- Loan amount of HK$50,000 or above, with repayment tenor 36 months or above
- Drawdown on or before 31 March 2025
Help you consolidate and settle credit card debts and outstanding loans with ease. With extra stand-by cash, you may even budget your finances in a more meaningful and flexible way
Simple Steps to Apply
Experience Simple Loan Application on the BOCHK Mobile Banking app
Do you have a BOCHK bank account?
Apply now to streamline your application process
Apply now to streamline your application process
Apply Now
1As quick as one-minute instant approval
2Online upload documents
3Loan Confirmation
1As quick as one-minute instant approval
2Online upload documents
3Loan Confirmation
Application Channels
Loan Application Hotline +852 2108 3688
From 9:00 a.m. to 9:00 p.m. between Mondays and Fridays, from 9:00 a.m. to 6:00 p.m. on Saturdays, excluding public holidays
or Meet us at any BOCHK branches
Related Products
Disclaimer and Terms
Important Notice and Privacy Policy Statement
Conditions for Services
Terms and Conditions and Remarks of BOC "Express Cash" Instalment Loan/ Balance Transfer
Notification of Amendment on Terms and Conditions and Remarks of BOC "Express Cash" Instalment Loan/ Balance Transfer (applicable to the loan starting with Loan Number 0238)
Notice of Amendments on Terms and Conditions and Remarks for BOC "Express Cash" Instalment Loan/Balance Transfer/"iSmart" Tax Loan/BOC Express Cash Revolving Credit
Bank of China (Hong Kong) Limited BOC Express Cash Revolving Credit Terms and Conditions
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc.
- The APR of this promotion is from 5.93%-32.51%
- The APR is calculated according to the guidelines laid down in The Hong Kong Association of Banks for reference use only. An APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualised rate.
- The above offers are subject to the relevant promotion terms and conditions, please download a copy of the terms & conditions for your future reference.
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc.
- The APR of this promotion is from 5.93%-32.51%
- The APR is calculated according to the guidelines laid down in The Hong Kong Association of Banks for reference use only. An APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualised rate.
- The above offers are subject to the relevant promotion terms and conditions, please download a copy of the terms & conditions for your future reference.
- The above products, services and offers are subject to the relevant terms. For details, please refer to the relevant promotion materials or contact the staff of BOCHK.
- The customer is responsible for paying the relevant data costs incurred by using and / or downloading the BOCHK Mobile Banking.
- Please download the mobile app from the official software application store or BOCHK homepage, and pay attention to the identifying words of the search.
- By using BOCHK Mobile Banking, the viewers agree to the disclaimer and policy of BOCHK on BOCHK Mobile Banking from time to time.
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.,. Android, Google Play, and the Google Play logo are trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
This page is issued by Bank of China (Hong Kong) Limited. Its contents have not been reviewed by any regulatory authority in Hong Kong.
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Simple Loan Application via Online