- Private Wealth
- Wealth Management
- Enrich Banking
- i-Free Banking
- Private Banking
- Corporate BankingCorporate Banking
- SME in One
- RMB Services
- Cross-border Financial and Remittance Services
- Deposits
- InvestmentInvestment
- Securities
- Latest Promotion
- Securities Trading Services
- Shanghai-Hong Kong Stock Connect/Shenzhen-Hong Kong Stock Connect
- US Securities
- Monthly Stocks Savings Plan
- Family Securities Accounts
- IPO Shares Subscription and IPO Financing
- Securities Margin Trading Services
- Securities Club
- Virtual Securities Investment Platform
- Stock Information
- Fund
- Foreign Exchange
- Securities
- Mortgage
- Loan
- InsuranceInsurance
- Latest Promotion
- RMB Insurance Services
- MaxiWealth ULife Insurance Plan
- Forever Glorious ULife Plan II
- ReachUp Insurance Plan
- SmartGuard Critical Illness Plan
- iTarget 3 Years Savings Insurance Plan
- BOC Life Deferred Annuity (Fixed Term)
- BOC Life Deferred Annuity (Lifetime)
- BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking)
- Forever Wellbeing Whole Life Plan
- Glamorous Glow Whole Life Insurance Plan
- CoverU Whole Life Insurance Plan
- Personal Life Insurance
- Latest Promotion
- Business Protection
- Medical and Accident Protection
- Gostudy Student Insurance
- BOC Standard Voluntary Health Insurance Scheme Certified Plan
- BOC Flexi Voluntary Health Insurance Scheme Certified Plan
- BOC Worldwide Medical Insurance Plan
- BOC Medical Comprehensive Protection Plan (Series 1)
- Personal Accident Comprehensive Protection Plan
- China Express Accidental Emergency Medical Plan
- Credit Card
- MPF
- MoreMore
- e-Banking Service
- Promotion
- BoC Pay
- QR Cash
- Corporate Internet Banking
- Phone Banking
- Personal Internet Banking
- Personal Mobile Banking
- Two Factor Authentication
- BOCHK Mobile Application
- Automated Banking
- BOCHK Social Media
- e-Statement / e-Advice
- e-Cheques Services
- Smart Account Service
- BOCHK iService
- Finger Vein Authentication
- Faster Payment System
- BoC Bill Integrated Billing Service
- Mobile Account Opening
- e-Banking Service
You may not be able to download and store such version of the information after the expiry of the specified timeframe.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
APR as Low as 1.75%* With Flexible Repayment Period
High Loan Amount
Up to HK$4,000,000 or 18 times of monthly salary
(whichever is lower)
As Low as 0% Handling Fee
Up to 100% loan amount
Flexible Repayment
Up to 60 months repayment period, helps you repay loan at ease
Simple and Easy Application
Speedy approval for existing BOC Payroll customer without documents required
to Enjoy up to HK$8,8001 Cash Rebate
Loan amount of HK$50,000 or above and with repayment tenor 36 months or above
Get Chance to Win up to HK$23,888 Extra Cash Reward2
- From now until 24 October 2024, applicants successfully submit the application and upload document via e-channels^
- Drawdown on or before 31 October 2024
Promotion Terms and Conditions apply.
Loan Calculator
Experience Simple Loan Application on the BOCHK Mobile Banking app
Apply now to streamline your application process
Apply via Mobile Banking
Apply via Internet Banking
Loan Application Hotline +852 2108 3688
From 9:00 a.m. to 9:00 p.m. between Mondays and Fridays, from 9:00 a.m. to 6:00 p.m. on Saturdays, excluding public holidays
or Meet us at any BOCHK branches
Disclaimer and Terms
Important Notice and Privacy Policy Statement
Conditions for Services
Terms and Conditions and Remarks of BOC "Express Cash" Instalment Loan/ Balance Transfer
Notification of Amendment on Terms and Conditions and Remarks of BOC "Express Cash" Instalment Loan/ Balance Transfer (applicable to the loan starting with Loan Number 0238)
Notice of Amendments on Terms and Conditions and Key Facts Statement (KFS) for BOC “Express Cash” Instalment Loan/Balance Transfer/“iSmart” Tax Loan/100% Personal Loan Guarantee Scheme
- E-Channels include BOCHK website, Internet Banking, Mobile Banking, “BOCHK” WeChat official account or “BOC CC” WeChat official account.
- *The quoted annualized percentage rate of 1.75% is calculated based on a loan amount of HK$1,500,000, repayment tenor of 12 months, monthly flat rate of 0.0786% and with handling fee waiver, which is applicable to BOCHK Private Wealth Customers and selected customer group.
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc..
- The APR of this promotion is from 1.75%-26.96%
- The APR is calculated according to the guidelines laid down in The Hong Kong Association of Banks for reference use only. An APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualised rate.
- The above offers are subject to the relevant promotion terms and conditions, please download a copy of the terms & conditions for your future reference.
- E-Channels include BOCHK website, Internet Banking, Mobile Banking, “BOCHK” WeChat official account or “BOC CC” WeChat official account.
- *The quoted annualized percentage rate of 1.75% is calculated based on a loan amount of HK$1,500,000, repayment tenor of 12 months, monthly flat rate of 0.0786% and with handling fee waiver, which is applicable to BOCHK Private Wealth Customers and selected customer group.
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc..
- The APR of this promotion is from 1.75%-26.96%
- The APR is calculated according to the guidelines laid down in The Hong Kong Association of Banks for reference use only. An APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualised rate.
- The above offers are subject to the relevant promotion terms and conditions, please download a copy of the terms & conditions for your future reference.
- The above products, services and offers are subject to the relevant terms. For details, please refer to the relevant promotion materials or contact the staff of BOCHK.
- The customer is responsible for paying the relevant data costs incurred by using and / or downloading the BOCHK Mobile Banking.
- Please download the mobile app from the official software application store or BOCHK homepage, and pay attention to the identifying words of the search.
- By using BOCHK Mobile Banking, the viewers agree to the disclaimer and policy of BOCHK on BOCHK Mobile Banking from time to time.
- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
This page is issued by Bank of China (Hong Kong) Limited. Its contents have not been reviewed by any regulatory authority in Hong Kong.